Why are the world’s largest corporations redefining the role of business?

In many walks of life, it is possible to have too much of a good thing. What about in your portfolio? Every so often, I hear someone argue that investing in index funds can leave you over-diversified. The logic goes something like this: Instead of buying all of the companies in an index, you could buy a subset of only the “good” ones, to potentially outperform the index as a whole.

Andrew Hallam wrote a post in 2018 assessing the performance of Dimensional Fund Advisors funds against what he proposed as comparable Vanguard funds. Hallam is not the first person to attempt this analysis.

On the Rational Reminder today we are joined by Ellen Roseman from The Toronto Star, who has been writing and working in the realm of Canadian personal finance and consumer rights for many years.

“It’s not you, it’s me”. These words have been professed during breakups throughout history, so we all know what they really mean: “I can do better”.

The usual rule of thumb that people use to plan how to fund their retirement is to withdraw 4% a year from their pool of savings.

The choices seem endless. Downsize to a condo, move to warmer climes, split your time in two or more places, be a ski bum, or beach bunny, or live in an RV and hit the road? It’s a big decision, and potentially expensive if its the wrong one. How do you choose?

At long last, the Ontario government is regulating who can use the titles of financial planner and financial advisor in the province.

Welcome back to the Rational Reminder Podcast! We’re nearing our one-year anniversary, and we are still getting more listeners every episode and we have some incredible guests lined up for you!

For most millennials, retirement seems like it’s ages away; a future you problem. The cards might seem to be stacked against us: the number of Defined Benefit pension plans are falling, we’re living longer, student debt levels are rising, and house prices are massive compared to our incomes. I break down the basic concepts of retirement planning in this video to help you get started.

Star Trek may have introduced the expression, “to boldly go where no man has gone before,” but we’re the ones who actually get to do it in today’s post. To my knowledge, nobody has ever compared the before- and after-tax returns of Guaranteed Investment Certificate (GIC) ladders versus bond ETFs. At least I’ve not found an unbiased, historical comparison anyplace online.