The Rational Reminder Episode 46: Raw Truth of Investment: Why the Best Investment Advisors Cannot Beat a Dart

Life insurance is a painful topic. No one likes to ponder their own death and how their family will live without them. That said, if you have a spouse and kids, you need to protect them from the possibility that you might not always be there.

All good things. But those same biases can cause serious damage to you as an investor. So today, let’s look at a hit list of the six most unwanted financial behavioural biases that stand between you and your most rational investing. Hopefully, by being aware of them, you can overcome them.

In episode 22 of the podcast, I revisit smart beta, one of the most significant trends in the ETF marketplace. To help explain what smart beta is, and the challenges faced by investors who use these strategies, I interviewed John West of Research Affiliates, a California-based firm that was one of the pioneers of smart beta ETFs.

“There is no fountain of youth, but there is a fountain of health” states Dr.Carol Ward, geriatric psychiatrist for Interior Health, BC. That Fountain of Health™ is a national initiative “to promote brain health and resilience” particularly for adults in their Next3rd. The science has revealed 5 ways we can protect and improve our cognitive function.

This is episode 35 of the Rational Reminder podcast with Benjamin Felix and Cameron Passmore.

This is episode 34 of the Rational Reminder podcast with Benjamin Felix and Cameron Passmore.

The story of what happened to tens of millions of dollars deposited with the QuadrigaCX cryptocurrency exchange is as modern as the latest thinking in cyber-security. But why 115,000 clients would hand over their savings to Quadriga is as old as human folly.

Life insurance protects your human capital. While human capital is not normally included in your net worth statement, it’s still a big asset. Protecting that asset is important. If you don’t have enough assets to cover those potential expenses, life insurance is a tool to protect your loved ones and ensure their standard of living doesn’t fall significantly if you passed away.

The insurance industry makes it very easy for us to separate ourselves from our money. If you’re not careful, you can easily find yourself with far more of the wrong type of insurance than you need. If it’s any consolation though, you will have made your insurance broker really happy.

In the last installment of my “Understanding ETFs” series, we toured the U.S. equity ETF landscape, covering solutions you can use to diversify your portfolio’s domestic stock allocation. Today, let’s head overseas, to explore how to further diversify your global portfolio by adding ETFs from other developed markets around the globe.