White Papers

  • Target Wealth: A new approach to the retirement challenge
    Summary

    The historical mainstay of pension planning, the defined benefit (DB) pension plan is disappearing across the developed economies, with now less than half of current pension assets. In Canada it is projected that there will be no new DB plan members after 2026.

    Contributors
  • Getting more without saving more
    Summary

    In planning how to fund your retirement, you might think about dividing your savings in the same way as you would a pizza. If you believe your retirement will last 30 years, you could divide your savings into 30 slices, one for each year of retirement.

    Contributors
  • The Passive Vs. Active Fund Monitor (2018)
    Summary

    In 2018, Canadian passive funds increased their market share from 10.0% to 10.5% on the back of a positive flow of $9 billion. Meanwhile, Canadian active funds attracted $6 billion. We estimate that Canadian passive funds post a weighted average Management Expense Ratio of 0.30%, compared to a substantial 1.66% for active funds.

    Contributors
  • Factor Investing with ETFs
    Summary

    There is a better way to build an index fund portfolio than accepting the market cap weights of stocks.Simplicity is a beautiful thing when it comes to investing.

    Contributors
  • Great Expectations 2019
    Summary

    How to estimate future stock and bond returns when creating a financial plan

    Contributors

Market Statistics

  • Market Statistics – August 2019
    Summary

    Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics for the month of August for the various Canadian, U.S. and international markets that we follow.

    Contributors
  • Market Statistics – July 2019
    Summary

    Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics for the month of July for the various Canadian, U.S. and international markets that we follow.

  • Market Statistics – June 2019
    Summary

    Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics for the month of June for the various Canadian, U.S. and international markets that we follow.

  • Market Statistics – May 2019
    Summary

    Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics for the month of May for the various Canadian, U.S. and international markets that we follow.

    Contributors
  • Market Statistics – April 2019
    Summary

    Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics for the month of April for the various Canadian, U.S. and international markets that we follow.

Calculators

Important Documents

Model Portfolios

Recommended Readings

  • Playing the Winner’s Game (Swedroe, 2013)
    Summary

    The instant access to unlimited information on the Internet has not improved experienced investors’ chances of having a positive investing experience. The need to rise above the noise with out busy lives has never been greater. That is where this book comes in.

  • The Investment Answer (Goldie & Murray, 2011)
    Summary

    Jargon-free and written for all investors — experienced, beginner, and everyone in between — The Investment Answer distills the process into just five decisions — five straightforward choices that can lead to safe and sound ways to manage your finances.

  • The Behavior Gap
    Summary

    As a financial planner, Carl Richards grew frustrated watching people he cared about make the same mistakes over and over with their money. They were letting emotion get in the way of making smart financial decisions. He named this phenomenon—the distance between what we should do and what we actually do— “the behavior gap.”

  • Keeping the Cottage in the Family
    Summary

    A country place is a symbol of relaxation, continuity in life, and family harmony. But when the topic of ownership succession is raised, that lovely spot can be transformed into a source of stress, uncertainty and family strife.

    Contributors

Client Guides

Checklists