Resources & Documents

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This document provides the performance data for the Model ETF Portfolios as of December 2019, as compiled by the Toronto team.

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This document explains how to use the Rate of Return calculator to calculate your portfolio’s annual rate of return.  

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By using an approximate time-weighted rate of return (such as the Modified Dietz method), investors will be better able to gauge their performance relative to index benchmarks.

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By using an approximate time-weighted rate of return (such as the Modified Dietz method), investors will be better able to gauge their performance relative to index benchmarks.

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Canadian investors get an enormous benefit from diversifying their portfolios with US and international stocks.

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To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips.

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The following are recent changes to the NBF Best Execution public disclosure statement, which will be noted in this section for your reference, and will be maintained for at least the next 6 months

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PWL Capital is structured such that all your assets are held in accounts in your name by our carrying broker, National Bank Independent Network. When you deposit money to your accounts, the cheque is made out to NBIN, never PWL. Any movements of funds or securities in or out of your accounts can only be executed with your written authorization.

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Accounts and Services Agreement and Disclosures For Clients of Introducing Brokers

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National Bank Independent Network (NBIN) is a division of National Bank Financial Inc. (NBF Inc.), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF Inc.

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This report describes the competitive landscape for passively and actively managed funds over the last twelve years in Canada and the United States.

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This report describes the competitive landscape for passively and actively managed funds over the last eleven years in Canada and the United States.

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This report describes the competitive landscape for passively and actively managed funds over the last ten years in Canada and the United States.

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Are bond ETFs a robust investment vehicle or are they fragile? This paper defines four potential scenarios where a flaw in the bond ETF structure would be responsible for a severe loss to investors.

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It is difficult to estimate the value that can be obtained from a competent investment advisor. This paper reviews 12 value-added services performed by competent investment advisors.

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This document provides the performance data for Model Portfolios for December 2019, as compiled by Layton-Guay Team.

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As a financial planner, Carl Richards grew frustrated watching people he cared about make the same mistakes over and over with their money. They were letting emotion get in the way of making smart financial decisions. He named this phenomenon—the distance between what we should do and what we actually do— “the behavior gap.”

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This report describes the competitive landscape for passively and actively managed funds over the last twelve years in Canada and the United States.

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A country place is a symbol of relaxation, continuity in life, and family harmony. But when the topic of ownership succession is raised, that lovely spot can be transformed into a source of stress, uncertainty and family strife.

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This report describes the competitive landscape for passively and actively managed funds over the last ten years in Canada and the United States.

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The historical mainstay of pension planning, the defined benefit (DB) pension plan is disappearing across the developed economies, with now less than half of current pension assets. In Canada it is projected that there will be no new DB plan members after 2026.

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In planning how to fund your retirement, you might think about dividing your savings in the same way as you would a pizza. If you believe your retirement will last 30 years, you could divide your savings into 30 slices, one for each year of retirement.

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Setting up NBIN MyPortfolio+ to Show Consolidated Assets upon Login

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We introduce the Deckards who are just starting their retirement. Like many retirees, they are concerned about how best to structure withdrawals from their investments to fund their retirement.

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The key challenge for most retirees is to create a stable income for their lifetime from investment capital that fluctuates in value.

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This document provides the performance data for Model Portfolios for December 2019, as compiled by Pakyn-Doyon La Rochelle.

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This report describes the competitive landscape for passively and actively managed funds over the last twelve years in Canada and the United States.

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This report describes the competitive landscape for passively and actively managed funds over the last ten years in Canada and the United States.

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Are bond ETFs a robust investment vehicle or are they fragile? This paper defines four potential scenarios where a flaw in the bond ETF structure would be responsible for a severe loss to investors.

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We compare the return and volatility of a Canadian portfolio under a no-rebalancing scenario and ten naive rebalancing strategies, over 35 years (1980-2014) of capital market history.

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This document provides the performance data for Model Portfolios for December 2019, as compiled by Nancy Graham & Her Team.

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Jargon-free and written for all investors — experienced, beginner, and everyone in between — The Investment Answer distills the process into just five decisions — five straightforward choices that can lead to safe and sound ways to manage your finances.

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As a financial planner, Carl Richards grew frustrated watching people he cared about make the same mistakes over and over with their money. They were letting emotion get in the way of making smart financial decisions. He named this phenomenon—the distance between what we should do and what we actually do— “the behavior gap.”

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This document provides the performance data for Dimensional Global Portfolios for February 2020, as compiled by the Passmore & Felix team.

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There is a better way to build an index fund portfolio than accepting the market cap weights of stocks.Simplicity is a beautiful thing when it comes to investing.

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One of the most common questions that I am asked is “should I invest in real estate?” Even more common than this question is the matter of fact statement that real estate is a great investment.

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Asset allocation requires investors to determine the appropriate allocation of each asset class – Canadian equities, US equities, International equities, fixed income – in their portfolio.

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This paper offers analysis to compare the efficacy of an incorporated individual paying personal tax on salary and dividends in order to utilize their RRSP and TFSA as opposed to retaining earnings in their corporation for investment.

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