Market Statistics – January 2021 Published: February 9, 2021 Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics for the various Canadian, U.S. and international markets that we follow.
Waterloo Team Target Wealth: A new approach to the retirement challenge Summary The historical mainstay of pension planning, the defined benefit (DB) pension plan is disappearing across the developed economies, with now less than half of current pension assets. In Canada it is projected that there will be no new DB plan members after 2026. Contributors Learn More Getting more without saving more Summary In planning how to fund your retirement, you might think about dividing your savings in the same way as you would a pizza. If you believe your retirement will last 30 years, you could divide your savings into 30 slices, one for each year of retirement. Contributors Learn More Setting up NBIN MyPortfolio+ Summary Setting up NBIN MyPortfolio+ to Show Consolidated Assets upon Login Contributors Learn More The Retiree’s Dilemma: The Deckards Summary We introduce the Deckards who are just starting their retirement. Like many retirees, they are concerned about how best to structure withdrawals from their investments to fund their retirement. Contributors Learn More The Retiree’s Dilemma: Live Long & Prosper Summary The key challenge for most retirees is to create a stable income for their lifetime from investment capital that fluctuates in value. Contributors Learn More
Parkyn - Doyon La Rochelle Team Team Parkyn-Doyon La Rochelle Model Portfolios – December 31, 2020 Summary This document provides the performance data for Model Portfolios for December 2020, as compiled by Parkyn-Doyon La Rochelle. Contributors Learn More The Passive vs. Active Fund Monitor (Year-end 2017) Summary This report describes the competitive landscape for passively and actively managed funds over the last twelve years in Canada and the United States. Contributors Learn More Passive versus Active Report (2016) Summary This report describes the competitive landscape for passively and actively managed funds over the last ten years in Canada and the United States. Contributors Learn More Are Bond ETFs Dangerous? Summary Are bond ETFs a robust investment vehicle or are they fragile? This paper defines four potential scenarios where a flaw in the bond ETF structure would be responsible for a severe loss to investors. Contributors Learn More A Rebalancing Act – Estimating the Value Added through Portfolio Rebalancing Summary We compare the return and volatility of a Canadian portfolio under a no-rebalancing scenario and ten naive rebalancing strategies, over 35 years (1980-2014) of capital market history. Contributors Learn More
Compliance Your 2018 Tax Return – Tax Reporting Information Summary To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips. Learn More NBIN Best Execution Public Disclosure Statement Summary The following are recent changes to the NBF Best Execution public disclosure statement, which will be noted in this section for your reference, and will be maintained for at least the next 6 months Learn More Introducing/carrying broker disclosure statement Summary National Bank Independent Network (NBIN) is a division of National Bank Financial Inc. (NBF Inc.), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF Inc. Learn More Opening Your Retail Account Summary This brochure sets out the basic information requirements for the initial application and ongoing maintenance of your account. Your firm may request additional information, depending on the type of account and the services you request. Learn More Canadian Investor Protection Fund (CIPF) Summary If you have an account with a member firm, and that firm fails, CIPF works to ensure that any property being held for you by the firm at that time is given back to you, within certain limits. Property can include cash and securities. Learn More
Research Department The Passive vs. Active Fund Monitor (Year-end 2017) Summary This report describes the competitive landscape for passively and actively managed funds over the last twelve years in Canada and the United States. Contributors Learn More The Passive vs. Active Fund Monitor (2017) Summary This report describes the competitive landscape for passively and actively managed funds over the last eleven years in Canada and the United States. Contributors Learn More Passive versus Active Report (2016) Summary This report describes the competitive landscape for passively and actively managed funds over the last ten years in Canada and the United States. Contributors Learn More Are Bond ETFs Dangerous? Summary Are bond ETFs a robust investment vehicle or are they fragile? This paper defines four potential scenarios where a flaw in the bond ETF structure would be responsible for a severe loss to investors. Contributors Learn More Value Proposition Twelve Value-Added Services Performed by Investment Advisors Summary It is difficult to estimate the value that can be obtained from a competent investment advisor. This paper reviews 12 value-added services performed by competent investment advisors. Contributors Learn More
Toronto Team Team Toronto Model ETF Portfolios – December 31, 2020 Summary This document provides the performance data for the Model ETF Portfolios as of December 2020, as compiled by the Toronto team. Contributors Learn More How to use the Rate of Return calculator Summary This document explains how to use the Rate of Return calculator to calculate your portfolio’s annual rate of return. Contributors Learn More Rate of Return Calculator (2017) – Modified Dietz Method Summary By using an approximate time-weighted rate of return (such as the Modified Dietz method), investors will be better able to gauge their performance relative to index benchmarks. Contributors Learn More Rate of Return Calculator (2016) – Modified Dietz Method Summary By using an approximate time-weighted rate of return (such as the Modified Dietz method), investors will be better able to gauge their performance relative to index benchmarks. Contributors Learn More Foreign Withholding Taxes – How to estimate the hidden tax drag on US and international equity ETFs Summary Canadian investors get an enormous benefit from diversifying their portfolios with US and international stocks. Contributors Learn More
Layton-Guay Team Team Layton-Guay Model Portfolios – December 31, 2020 Summary This document provides the performance data for Model Portfolios for December 2020, as compiled by Layton-Guay Team. Contributors Learn More The Behavior Gap Summary As a financial planner, Carl Richards grew frustrated watching people he cared about make the same mistakes over and over with their money. They were letting emotion get in the way of making smart financial decisions. He named this phenomenon—the distance between what we should do and what we actually do— “the behavior gap.” Learn More The Passive vs. Active Fund Monitor (Year-end 2017) Summary This report describes the competitive landscape for passively and actively managed funds over the last twelve years in Canada and the United States. Contributors Learn More Keeping the Cottage in the Family Summary A country place is a symbol of relaxation, continuity in life, and family harmony. But when the topic of ownership succession is raised, that lovely spot can be transformed into a source of stress, uncertainty and family strife. Contributors Learn More Passive versus Active Report (2016) Summary This report describes the competitive landscape for passively and actively managed funds over the last ten years in Canada and the United States. Contributors Learn More
Passmore & Felix Team Passmore & Felix – Dimensional Global Portfolios – January 31, 2021 Summary This document provides the performance data for Dimensional Global Portfolios for January 2021, as compiled by the Passmore & Felix team. Contributors Learn More Factor Investing with ETFs Summary There is a better way to build an index fund portfolio than accepting the market cap weights of stocks.Simplicity is a beautiful thing when it comes to investing. Contributors Learn More Housing: The Best Investment in History (On Paper) Summary One of the most common questions that I am asked is “should I invest in real estate?” Even more common than this question is the matter of fact statement that real estate is a great investment. Contributors Learn More Asset Location & Uncertainty Summary Asset allocation requires investors to determine the appropriate allocation of each asset class – Canadian equities, US equities, International equities, fixed income – in their portfolio. Contributors Learn More A Taxing Decision (2017) Summary This paper offers analysis to compare the efficacy of an incorporated individual paying personal tax on salary and dividends in order to utilize their RRSP and TFSA as opposed to retaining earnings in their corporation for investment. Contributors Learn More
Nancy Graham & Her Team Team Graham Model Portfolios – December 31, 2020 Summary This document provides the performance data for Model Portfolios for December 2020, as compiled by Nancy Graham & Her Team. Contributors Learn More The Investment Answer (Goldie & Murray, 2011) Summary Jargon-free and written for all investors — experienced, beginner, and everyone in between — The Investment Answer distills the process into just five decisions — five straightforward choices that can lead to safe and sound ways to manage your finances. Learn More The Behavior Gap Summary As a financial planner, Carl Richards grew frustrated watching people he cared about make the same mistakes over and over with their money. They were letting emotion get in the way of making smart financial decisions. He named this phenomenon—the distance between what we should do and what we actually do— “the behavior gap.” Learn More