DIY Investing
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Asset Location in a Post-Tax World: RRSPs vs. Taxable Accounts

One of the most common questions I receive from investors is whether it’s more tax-friendly to hold equities in their RRSP or taxable accounts first. In this comparison, I’m about to demonstrate that your post-tax asset allocation and asset location both determine your post-tax portfolio value in approximately equal measure – unlike in our TFSA vs. RRSP scenarios.

DIY Investing
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How to Calculate Your Rate of Return at Questrade

Now that you’ve completed all your inputs, the calculator provides you with your accurate return over the timeframe you’ve specified. That’s nice. But how does it compare to the “suitable benchmark” I mentioned at the outset? Please feel free to download the model portfolios from my blog before getting started.