Personal Wealth Susan Daley Withdrawing from your RESP PWL Capital 2019-08-22T16:50:41 August 22, 2019 In summary, you can pay student’s bills through two types of payments from an RESP. A withdrawal for post-secondary education (PSE) is a refund of the original contributions. There are no limits to the amounts that can be taken out of this bucket, and the amounts are tax free. Educational Assistance Payments (EAPs) come from the grant and accumulated earnings bucket within the RESP. There are certain limits to these payments to keep in mind, and the payments will be taxed in the student’s name.
DIY Investing PWL Capital Justin Bender Expected Returns of Currency-Hedged Global Bond ETFs 2019-08-9T10:25:34 August 9, 2019 In my last post, we reviewed the recent underperformance of the Vanguard U.S. Aggregate Bond Index ETF (CAD-hedged) (VBU) vs. the Vanguard Total Bond Market ETF (BND).
Market Research PWL Capital Anthony Layton Tony’s Take: The growth of ETFs is all about management fees 2019-08-9T09:00:57 August 9, 2019 Exchange traded funds continue to grow in popularity and that’s making life difficult for Canada’s mutual fund industry. ETFs outsold mutual funds in Canada last year for the first time in a decade and the trend looks set to continue.
Advanced Investing PWL Capital The Rational Reminder Podcast Episode 58: The Ins and Outs of Real Estate: Mortgage Rate, Rentals, REITs and Variable Annuities 2019-08-8T11:34:36 August 8, 2019 Benjamin and Cameron are talking real estate, specifically mortgage rates and REITs. For the first time since the early 90s, fixed mortgage rates are lower than variable ones, which have always been the popular choice. However, due to the fact that Canada’s yield curve is inverted, short term rates higher than their long-term counterparts.
Advanced Investing PWL Capital Justin Bender Expected Returns for the Vanguard Asset Allocation ETFs 2019-08-5T14:20:47 August 5, 2019 PWL Capital recently published a white paper on how to estimate future stock and bond returns. Using the same methodology, what are the expected returns for the Vanguard Asset Allocation ETFs, in terms of both the expected premium above inflation, and the expected return including inflation.
Advanced Investing PWL Capital Benjamin Felix Should You Invest in the S&P 500 Index? 2019-08-3T09:00:24 August 3, 2019 Let’s talk about the S&P 500 Index, one of the oldest and most familiar stock indexes in the world. According to the S&P Dow Jones Indices website, the S&P 500 tracks 500 U.S. stocks that cover roughly 80% of available U.S. market capitalization.
Personal Wealth PWL Capital Nancy Graham What Can You Really Expect from CPP Survivor Benefits? 2019-07-31T12:00:42 July 31, 2019 Here’s one more set of numbers to think about: What happens to your Canada Pension Plan (CPP) benefits if your spouse predeceases you … or vice-versa? On the scale of romantic conversations, this may rank right up there with pricing out a new hot water heater. Pretty boring.
