Services

We help you plan your every aspect of your financial life. We do it together.

PWL offers a personalized approach to wealth management that lets our clients define their financial and family goals based on their lifestyles. We integrate financial planning and investment management so our advisors can develop targeted strategies and provide each customer with a unique experience.

Our teams specialize in serving high net worth clients, with the expertise and experience to oversee every aspect of your financial life.

  • We work with you to identify your cash flow needs and account for multiple scenarios to bring you peace of mind and help determine when you can expect to comfortably retire.

  • We ensure you maintain a balanced and diversified portfolio of investments, across different types, sectors, and markets.

  • We consult with you and your other service providers to make sure everything is accounted for and your estate will be optimally managed.

  • We guide you and help you adjust to make the right decisions when it comes to your finances. Small changes can have a huge impact on your portfolio.

Realize or Defer Capital Gains Calculator

Realizing a large capital gain before June 25 may be tempting, but pre-paying tax now – even at the lower rates – might make you worse-off in the long-run.

We modeled this trade-off and made our model available to the public.

Mature Man Calculating Calculators Numbers Desk

Model Portfolio

For illustration purposes only. Actual client portfolios may differ. As of April 30, 2024.

  • Model Portfolio Performance 40% Stocks - 60% Bonds
    YTD Return 2.88%
    1-Year Total Return 7.97%
    3-Year Annualized Return 2.42%
    5-Year Annualized Return 4.09%
    10-Year Annualized Return 4.32%
    20-Year Annualized Return 4.96%
    Worst Drawdown (05/2007-02/2009) -18.90%
    Drawdown - Time to Recovery (from the bottom) 11 months
    20-Year Annualized Standard Deviation 4.92%
  • Model Portfolio Performance 50% Stocks - 50% Bonds
    YTD Return 3.35%
    1-Year Total Return 8.97%
    3-Year Annualized Return 3.32%
    5-Year Annualized Return 4.99%
    10-Year Annualized Return 5.03%
    20-Year Annualized Return 5.50%
    Worst Drawdown (05/2007-02/2009) -24.70%
    Drawdown - Time to Recovery (from the bottom) 14 months
    20-Year Annualized Standard Deviation 6.01%
  • Model Portfolio Performance 60% Stocks - 40% Bonds
    YTD Return 3.82%
    1-Year Total Return 9.98%
    3-Year Annualized Return 4.16%
    5-Year Annualized Return 5.84%
    10-Year Annualized Return 5.67%
    20-Year Annualized Return 6.06%
    Worst Drawdown (05/2007-02/2009) -30.10%
    Drawdown - Time to Recovery (from the bottom) 20 months
    20-Year Annualized Standard Deviation 7.18%
  • Model Portfolio Performance 70% Stocks - 30% Bonds
    YTD Return 4.33%
    1-Year Total Return 10.98%
    3-Year Annualized Return 5.01%
    5-Year Annualized Return 6.64%
    10-Year Annualized Return 6.42%
    20-Year Annualized Return 6.59%
    Worst Drawdown (05/2007-02/2009) -35.10%
    Drawdown - Time to Recovery (from the bottom) 23 months
    20-Year Annualized Standard Deviation 8.51%
  • Model Portfolio Performance 80% Stocks - 20% Bonds
    YTD Return 4.87%
    1-Year Total Return 12.02%
    3-Year Annualized Return 5.86%
    5-Year Annualized Return 7.49%
    10-Year Annualized Return 6.93%
    20-Year Annualized Return 7.02%
    Worst Drawdown (05/2007-02/2009) -39.80%
    Drawdown - Time to Recovery (from the bottom) 24 months
    20-Year Annualized Standard Deviation 9.96%
  • Model Portfolio Performance 100% Stocks - 0% Bonds
    YTD Return 6.14%
    1-Year Total Return 14.33%
    3-Year Annualized Return 7.83%
    5-Year Annualized Return 9.23%
    10-Year Annualized Return 8.20%
    20-Year Annualized Return 7.93%
    Worst Drawdown (05/2007-02/2009) -48.00%
    Drawdown - Time to Recovery (from the bottom) 48 months
    20-Year Annualized Standard Deviation 13.25%

Recommended Resources

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We offer comprehensive Wealth Management services to families accross Canada.

We look forward to gaining a better understanding of your individual needs and discuss how we can best serve you.

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