Starting Out

Rent or Own Your Home? A Handy 5% Rule

I have discussed renting versus buying a home several times before – such as here, here, and here. Today, I want to correct a common misperception on that front, plus provide a sensible solution for helping you decide whether to rent or own your home. I call it the 5% Rule.

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  • The PWL Capital team is simply the best in the country. PWL’s client care and services have been absolutely superb, from my very first meeting with
    Peter, Tony and their colleagues to my frequent and regular interactions with them. There are so many different things on which to focus in our busy lives, but I rest easy knowing that PWL is looking after my investments.

    Patrick M. Shea
  • I’ve realized that I can’t be an expert in everything. I don’t have the time or patience to study up on finances and investments. Leave it to the pros. Cameron takes my pile of money, and makes it bigger. This is awesome.

    Serena Ngai Designer
  • We have been working with Graham from early 2009, and  joined him at PWL Capital in May 2010 . During this time Graham has acted as our financial adviser in the early years of our retirement, and has provided us with help and advice, giving  growth and security within our portfolio, in excess of our RRIF withdrawal requirements.

    David & Joyce Vann
  • I chose to work with Cameron and PWL because I felt I would receive honest advice, fair and simple pricing, and an amazing product. Cameron doesn’t push investments: he educates me with what strategies work for my needs. Anyone looking for personalized, honest investment strategies needs to have a chat with Cameron – especially after one of his great talks!

    Carson Brown Product Manager
  • I completely agree with PWL’s investment philosophy as well as greatly valuing their customer service.

    Doug McKenzie Managing Director
  • I’ve worked with a number of firms and what I can say is that PWL is the most methodical and client-focused advisory firm I’ve come across. They also happen to be the least salesy – which is very refreshing. When I consult with PWL, I know that they’re really recommending what’s right for me and that there is no hidden agenda or commission that is biasing any recommendations. The team also goes out of their way to service clients. They jumped through a number of hoops just to allow me to save a few basis points – they really didn’t have to – but that’s the extent to which they care, and that really builds trust.

    Aydin Mirzaee Co-Founded and Sold Fluidware to SurveyMonkey in 2014
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    Meet PWL Financial Advisors

    At PWL Capital, our focus is simple: we do what’s right for you, each and every day. In return, clients like you have rewarded us with more than two decades of trust, loyalty and respect.

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      Waterloo

      20 Erb St. W
      Suite 506
      Waterloo N2L 1T2 ON

      Toronto

      8 Wellington Street East
      3rd Floor
      Toronto M5E 1C5 ON

      Ottawa

      265 Carling Avenue
      8th Floor
      Ottawa K1S 2E1 ON

      Montreal

      3400 de Maisonneuve Ouest
      Suite 1501
      Montreal H3Z 3B8 QC