DIY Investing

When Should I Dump VEQT (or Should I)?

Hey Justin, it’s Robb Engen from the Boomer and Echo blog. My question to you is about the cost savings of using U.S.-listed ETFs. Right now, 100% of my portfolio is in Vanguard’s all-equity fund, VEQT. There’s about $200,000 in my RRSP, and $50,000 in my TFSA. At what point would you say to me, “Robb, look, you’re absolutely crazy not to break up with your one-ticket fund and switch to a portfolio that includes U.S.-listed ETFs.”

Market Research

It’s Wrong to Compare ETFs with CDOs

According to this Bloomberg article, Michael Burry (a hedge fund manager and the main character of the novel and movie The Big Short) draws a parallel between Collateralized Debt Obligations (CDOs), whose disastrous flaws were partly responsible for the 2008 financial crisis, and exchange-traded funds (ETFs), and concludes that there is potential for a potential similar outcome in this market as well.

Advanced Investing

Podcast 26: ETF Deep Dive With Erika Toth

In the latest episode of the podcast, we take a detailed (and technical) look at the inner workings of ETFs. I’m joined in the studio by Erika Toth, a director at BMO ETFs whose role is to help both investors and advisors understand how these funds are structured, how they trade, and how they should be used in a portfolio.

Personal Wealth

What Happens If You Can No Longer Make Your Own Money Decisions? 

In my last video, we took on a tough topic: How do you prepare financially for the death of your spouse? Today, I’m going to bring up another thorny subject: What if your spouse, parent, or another close family member starts having trouble with their memory or their ability to make rational decisions? In other words, what if they become incapacitated? 

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