Finding and funding good lives for Canadians Simplifying Wealth IIROC AdvisorReport Meet our Client Relationship Team We offer comprehensive wealth management services to Canadian investors. The PWL Capital team can help you achieve your financial goals. Contact us for more information. Ben Wilson Advisor Services Lead, Associate Portfolio Manager, CFP®, CIM® Capital Team Jaclyn Cecereu Financial Planner, Investment Advisor, CFP®, BComm. Capital Team Jordan Tarasoff Financial Planner, Investment Advisor, CFP®, CIM®, CIWM, CLU Capital Team Brady Plunkett CIM®, CFP®, Portfolio Manager Capital Team Phillip Briggs Financial Planner, Investment Advisor, CFP®, CIM® Capital Team Mathieu Huneault CFP®, Investment Advisor, Financial Planning Associate Capital Team Jordan Carter CFA, CIM®, Financial Planning Associate, Investment Advisor Capital Team Maria Najera Financial Planning Administrator Capital Team Melissa Laursen Financial Planning Associate Capital Team Cheryl Gillies CIM®, Portfolio Manager, Client Service Specialist Capital Team Personal Wealth Rational Reminder EP 214: Jay Van Bavel: Shared Identities and Decision Making PWL Capital 2022-08-18T09:00:00 August 18, 2022 Identity helps shape our perception and thinking about the world around us. What is identity? How does it influence our perspective? These are some of […] Personal Wealth Understanding Crypto 11: Quinn DuPont: Understanding Crypto: An Interdisciplinary Approach Aug 12, 2022 Personal Wealth Personal Wealth Rational Reminder EP 213: Expected Returns and Factor Investing Aug 11, 2022 Personal Wealth Advanced Investing Raymond Kerzérho Posted vs. Forward-Looking MERs 2022-2023 Aug 8, 2022 Advanced Investing Personal Wealth Understanding Crypto 10: Prof. Hilary Allen: DeFi: Shadow Banking 2.0? Aug 5, 2022 Personal Wealth Personal Wealth Rational Reminder EP 212: Prof. Ralph Koijen: Demand System Asset Pricing & Inelastic Markets Aug 4, 2022 Personal Wealth Personal Wealth Understanding Crypto 9: Campbell R. Harvey: DeFi and the Future of Finance (Rebroadcast) Jul 29, 2022 Personal Wealth Personal Wealth Rational Reminder EP 211: Stocks for the Long Run…? (plus Reading Habits w/ Mark Sutcliffe) Jul 28, 2022 Personal Wealth Model Portfolio For illustration purposes only. Actual client portfolios may differ. As of July 31, 2022. 40% Stocks - 60% Bonds 50% Stocks - 50% Bonds 60% Stocks - 40% Bonds 70% Stocks - 30% Bonds 80% Stocks - 20% Bonds 100% Stocks - 0% Bonds Model Portfolio Performance 40% Stocks - 60% Bonds YTD Return -6.50% 1-Year Total Return -5.17% 3-Year Annualized Return 3.17% 5-Year Annualized Return 3.46% 10-Year Annualized Return 4.99% 20-Year Annualized Return 5.30% Worst Drawdown (05/2007-02/2009) -18.90% Drawdown - Time to Recovery (from the bottom) 11 months 20-Year Annualized Standard Deviation 5.60% Model Portfolio Performance 50% Stocks - 50% Bonds YTD Return -6.66% 1-Year Total Return -4.59% 3-Year Annualized Return 4.19% 5-Year Annualized Return 4.22% 10-Year Annualized Return 5.86% 20-Year Annualized Return 5.83% Worst Drawdown (05/2007-02/2009) -24.70% Drawdown - Time to Recovery (from the bottom) 14 months 20-Year Annualized Standard Deviation 6.82% Model Portfolio Performance 60% Stocks - 40% Bonds YTD Return -6.78% 1-Year Total Return -3.99% 3-Year Annualized Return 5.17% 5-Year Annualized Return 4.89% 10-Year Annualized Return 6.75% 20-Year Annualized Return 6.37% Worst Drawdown (05/2007-02/2009) -30.10% Drawdown - Time to Recovery (from the bottom) 20 months 20-Year Annualized Standard Deviation 8.04% Model Portfolio Performance 70% Stocks - 30% Bonds YTD Return -6.88% 1-Year Total Return -3.36% 3-Year Annualized Return 6.07% 5-Year Annualized Return 5.52% 10-Year Annualized Return 7.65% 20-Year Annualized Return 6.88% Worst Drawdown (05/2007-02/2009) -35.10% Drawdown - Time to Recovery (from the bottom) 23 months 20-Year Annualized Standard Deviation 9.29% Model Portfolio Performance 80% Stocks - 20% Bonds YTD Return -7.00% 1-Year Total Return -2.82% 3-Year Annualized Return 7.02% 5-Year Annualized Return 6.18% 10-Year Annualized Return 8.36% 20-Year Annualized Return 7.30% Worst Drawdown (05/2007-02/2009) -39.80% Drawdown - Time to Recovery (from the bottom) 24 months 20-Year Annualized Standard Deviation 10.55% Model Portfolio Performance 100% Stocks - 0% Bonds YTD Return -7.01% 1-Year Total Return -1.25% 3-Year Annualized Return 8.93% 5-Year Annualized Return 7.39% 10-Year Annualized Return 9.95% 20-Year Annualized Return 8.19% Worst Drawdown (05/2007-02/2009) -48.00% Drawdown - Time to Recovery (from the bottom) 48 months 20-Year Annualized Standard Deviation 13.06% Recommended Resources I'm looking for Market Statistics White Papers Important Documents Model Portfolios Market Statistics White Papers Important Documents Model Portfolios Market Statistics – Peter Guay Team – July 2022 Market Statistics – Parkyn Doyon La Rochelle – July 2022 Market Statistics – July 2022 Market Statistics – June 2022 Market Statistics – May 2022 Market Statistics – Peter Guay Team – July 2022 Published: August 2, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Market Statistics – Parkyn Doyon La Rochelle – July 2022 Published: August 2, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Market Statistics – July 2022 Published: August 2, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Market Statistics – June 2022 Published: July 5, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Market Statistics – May 2022 Published: June 2, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Market Statistics – Peter Guay Team – July 2022 Learn More Market Statistics – Parkyn Doyon La Rochelle – July 2022 Learn More Market Statistics – July 2022 Learn More Market Statistics – June 2022 Learn More Market Statistics – May 2022 Learn More Finding and Funding a Good Life The Passive Vs. Active Fund Monitor (2021) Financial Planning Assumptions Financial Planning Assumptions The Passive Vs. Active Fund Monitor Finding and Funding a Good Life Published: May 9, 2022 Is a higher paying job with longer hours worth it? How should you prioritize saving for the future against enjoying life today? Should you rent […] Evidence Based Investing The Passive Vs. Active Fund Monitor (2021) Published: April 13, 2022 This report describes the competitive landscape for passively and actively managed funds from 2011 to 2020 in Canada, the United States and around the world. Contributors Personal Wealth Financial Planning Assumptions Published: March 17, 2022 In this paper we devise an evidence-based approach for setting expectations for stocks, bonds, bills, inflation, and housing for use in asset allocation and financial planning decisions. This paper marks an evolution in PWL Capital’s methodology which has been in use for more than half a decade. Contributors Personal Wealth Financial Planning Assumptions Published: October 21, 2021 In this paper we devise an evidence-based approach for setting expectations for stocks, bonds, bills, inflation, and housing for use in asset allocation and financial planning decisions. This paper marks an evolution in PWL Capital’s methodology which has been in use for more than half a decade. Contributors Evidence Based Investing The Passive Vs. Active Fund Monitor Published: April 20, 2021 This report describes the competitive landscape for passively and actively managed funds from 2011 to 2020 in Canada, the United States and around the world. Contributors Finding and Funding a Good Life Learn More The Passive Vs. Active Fund Monitor (2021) Summary This report describes the competitive landscape for passively and actively managed funds from 2011 to 2020 in Canada, the United States and around the world. Contributors Learn More Financial Planning Assumptions Summary In this paper we devise an evidence-based approach for setting expectations for stocks, bonds, bills, inflation, and housing for use in asset allocation and financial planning decisions. This paper marks an evolution in PWL Capital’s methodology which has been in use for more than half a decade. Contributors Learn More Financial Planning Assumptions Summary In this paper we devise an evidence-based approach for setting expectations for stocks, bonds, bills, inflation, and housing for use in asset allocation and financial planning decisions. This paper marks an evolution in PWL Capital’s methodology which has been in use for more than half a decade. Contributors Learn More The Passive Vs. Active Fund Monitor Summary This report describes the competitive landscape for passively and actively managed funds from 2011 to 2020 in Canada, the United States and around the world. Contributors Learn More Your 2021 Tax Return – Tax Reporting Information Your 2020 Tax Return – Tax Reporting Information The Safe-Keeping of your Assets NBIN Best Execution Public Disclosure Statement Introducing/carrying broker disclosure statement Your 2021 Tax Return – Tax Reporting Information Published: February 7, 2022 To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips. Your 2020 Tax Return – Tax Reporting Information Published: March 1, 2021 To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips. Personal Wealth The Safe-Keeping of your Assets Published: October 30, 2020 PWL Capital is structured such that all your assets are held in accounts in your name by our carrying broker, National Bank Independent Network. When you deposit money to your accounts, the cheque is made out to NBIN, never PWL. Any movements of funds or securities in or out of your accounts can only be executed with your written authorization. Personal Wealth NBIN Best Execution Public Disclosure Statement Published: September 4, 2018 The following are recent changes to the NBF Best Execution public disclosure statement, which will be noted in this section for your reference, and will be maintained for at least the next 6 months Personal Wealth Introducing/carrying broker disclosure statement Published: September 4, 2018 National Bank Independent Network (NBIN) is a division of National Bank Financial Inc. (NBF Inc.), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF Inc. Your 2021 Tax Return – Tax Reporting Information Summary To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips. Learn More Your 2020 Tax Return – Tax Reporting Information Summary To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips. Learn More The Safe-Keeping of your Assets Summary PWL Capital is structured such that all your assets are held in accounts in your name by our carrying broker, National Bank Independent Network. When you deposit money to your accounts, the cheque is made out to NBIN, never PWL. Any movements of funds or securities in or out of your accounts can only be executed with your written authorization. Learn More NBIN Best Execution Public Disclosure Statement Summary The following are recent changes to the NBF Best Execution public disclosure statement, which will be noted in this section for your reference, and will be maintained for at least the next 6 months Learn More Introducing/carrying broker disclosure statement Summary National Bank Independent Network (NBIN) is a division of National Bank Financial Inc. (NBF Inc.), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF Inc. Learn More Capital Team – Dimensional Global Portfolios – July 31, 2022 Capital Team – Dimensional Global Portfolios – June 30, 2022 Capital Team – Dimensional Global Portfolios – May 31, 2022 Capital Team – Dimensional Global Portfolios – July 31, 2022 Published: August 11, 2022 This document provides the performance data for Dimensional Global Portfolios for July 2022, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Capital Team – Dimensional Global Portfolios – June 30, 2022 Published: July 22, 2022 This document provides the performance data for Dimensional Global Portfolios for June 2022, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Capital Team – Dimensional Global Portfolios – May 31, 2022 Published: June 8, 2022 This document provides the performance data for Dimensional Global Portfolios for May 2022, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Capital Team – Dimensional Global Portfolios – July 31, 2022 Learn More Capital Team – Dimensional Global Portfolios – June 30, 2022 Learn More Capital Team – Dimensional Global Portfolios – May 31, 2022 Learn More
Personal Wealth Rational Reminder EP 214: Jay Van Bavel: Shared Identities and Decision Making PWL Capital 2022-08-18T09:00:00 August 18, 2022 Identity helps shape our perception and thinking about the world around us. What is identity? How does it influence our perspective? These are some of […]
Personal Wealth Understanding Crypto 11: Quinn DuPont: Understanding Crypto: An Interdisciplinary Approach Aug 12, 2022 Personal Wealth
Personal Wealth Rational Reminder EP 213: Expected Returns and Factor Investing Aug 11, 2022 Personal Wealth
Advanced Investing Raymond Kerzérho Posted vs. Forward-Looking MERs 2022-2023 Aug 8, 2022 Advanced Investing
Personal Wealth Understanding Crypto 10: Prof. Hilary Allen: DeFi: Shadow Banking 2.0? Aug 5, 2022 Personal Wealth
Personal Wealth Rational Reminder EP 212: Prof. Ralph Koijen: Demand System Asset Pricing & Inelastic Markets Aug 4, 2022 Personal Wealth
Personal Wealth Understanding Crypto 9: Campbell R. Harvey: DeFi and the Future of Finance (Rebroadcast) Jul 29, 2022 Personal Wealth
Personal Wealth Rational Reminder EP 211: Stocks for the Long Run…? (plus Reading Habits w/ Mark Sutcliffe) Jul 28, 2022 Personal Wealth
Market Statistics – Peter Guay Team – July 2022 Published: August 2, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […]
Market Statistics – Parkyn Doyon La Rochelle – July 2022 Published: August 2, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […]
Market Statistics – July 2022 Published: August 2, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […]
Market Statistics – June 2022 Published: July 5, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […]
Market Statistics – May 2022 Published: June 2, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […]
Finding and Funding a Good Life Published: May 9, 2022 Is a higher paying job with longer hours worth it? How should you prioritize saving for the future against enjoying life today? Should you rent […]
Evidence Based Investing The Passive Vs. Active Fund Monitor (2021) Published: April 13, 2022 This report describes the competitive landscape for passively and actively managed funds from 2011 to 2020 in Canada, the United States and around the world. Contributors
Personal Wealth Financial Planning Assumptions Published: March 17, 2022 In this paper we devise an evidence-based approach for setting expectations for stocks, bonds, bills, inflation, and housing for use in asset allocation and financial planning decisions. This paper marks an evolution in PWL Capital’s methodology which has been in use for more than half a decade. Contributors
Personal Wealth Financial Planning Assumptions Published: October 21, 2021 In this paper we devise an evidence-based approach for setting expectations for stocks, bonds, bills, inflation, and housing for use in asset allocation and financial planning decisions. This paper marks an evolution in PWL Capital’s methodology which has been in use for more than half a decade. Contributors
Evidence Based Investing The Passive Vs. Active Fund Monitor Published: April 20, 2021 This report describes the competitive landscape for passively and actively managed funds from 2011 to 2020 in Canada, the United States and around the world. Contributors
Your 2021 Tax Return – Tax Reporting Information Published: February 7, 2022 To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips.
Your 2020 Tax Return – Tax Reporting Information Published: March 1, 2021 To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips.
Personal Wealth The Safe-Keeping of your Assets Published: October 30, 2020 PWL Capital is structured such that all your assets are held in accounts in your name by our carrying broker, National Bank Independent Network. When you deposit money to your accounts, the cheque is made out to NBIN, never PWL. Any movements of funds or securities in or out of your accounts can only be executed with your written authorization.
Personal Wealth NBIN Best Execution Public Disclosure Statement Published: September 4, 2018 The following are recent changes to the NBF Best Execution public disclosure statement, which will be noted in this section for your reference, and will be maintained for at least the next 6 months
Personal Wealth Introducing/carrying broker disclosure statement Published: September 4, 2018 National Bank Independent Network (NBIN) is a division of National Bank Financial Inc. (NBF Inc.), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF Inc.
Capital Team – Dimensional Global Portfolios – July 31, 2022 Published: August 11, 2022 This document provides the performance data for Dimensional Global Portfolios for July 2022, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […]
Capital Team – Dimensional Global Portfolios – June 30, 2022 Published: July 22, 2022 This document provides the performance data for Dimensional Global Portfolios for June 2022, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […]
Capital Team – Dimensional Global Portfolios – May 31, 2022 Published: June 8, 2022 This document provides the performance data for Dimensional Global Portfolios for May 2022, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […]