Finding and funding good lives for Canadians Simplifying Wealth IIROC AdvisorReport Meet our Client Relationship Team We offer comprehensive wealth management services to Canadian investors. The PWL Capital team can help you achieve your financial goals. Contact us for more information. Ben Wilson Advisor Services Lead, Associate Portfolio Manager, CFP®, CIM® Capital Team Jaclyn Cecereu Financial Planner, Investment Advisor, CFP®, BComm. Capital Team Jordan Tarasoff Financial Planner, Investment Advisor, CFP®, CIM®, CIWM, CLU Capital Team Brady Plunkett CIM®, CFP®, Portfolio Manager Capital Team Cheryl Gillies CIM®, Portfolio Manager, Client Service Specialist Capital Team Mathieu Huneault Investment advisor, Financial Planning Associate Capital Team Phillip Briggs Financial Planner, Investment Advisor, CFP® Capital Team Jordan Carter CFA, CIM®, Financial Planning Associate Capital Team Maria Najera Financial Planning Administrator Capital Team Personal Wealth Rational Reminder EP 201: The Relevance of Dividend Irrelevance PWL Capital 2022-05-19T08:03:44 May 19, 2022 Today, on the Rational Reminder Podcast, we are tackling a few interesting topics that tie into recent and forthcoming conversations with our amazing guests. In […] Personal Wealth Rational Reminder EP 200: Prof. Eugene Fama May 12, 2022 Personal Wealth Behavioural Finance Benjamin Felix Finding and Funding a Good Life May 9, 2022 Behavioural Finance Personal Wealth Rational Reminder EP 199: What Happens after Bonds Crash? (plus Reading with Aydin Mirzaee) May 5, 2022 Personal Wealth Personal Wealth Rational Reminder EP 198: Gerard O’Reilly: Deep Dive with Dimensional’s co-CEO & CIO Apr 28, 2022 Personal Wealth Personal Wealth Rational Reminder EP 197: The Immortality of Bonds Apr 21, 2022 Personal Wealth Personal Wealth Rational Reminder EP 196: Sebastien Betermier: Hedging, Sentiment, and the Cross-Section of Equity Premia Apr 14, 2022 Personal Wealth Personal Wealth Rational Reminder EP 195: Common Misconceptions Among Beginner Investors Apr 7, 2022 Personal Wealth Model Portfolio For illustration purposes only. Actual client portfolios may differ. As of April 30, 2022. 40% Stocks - 60% Bonds 50% Stocks - 50% Bonds 60% Stocks - 40% Bonds 70% Stocks - 30% Bonds 80% Stocks - 20% Bonds 100% Stocks - 0% Bonds Model Portfolio Performance 40% Stocks - 60% Bonds YTD Return -5.99% 1-Year Total Return -2.32% 3-Year Annualized Return 3.55% 5-Year Annualized Return 3.45% 10-Year Annualized Return 5.04% 20-Year Annualized Return 5.28% Lowest 1-Year Return (03/2008-02/2009) -16.06% 20-Year Annualized Standard Deviation 5.50% Model Portfolio Performance 50% Stocks - 50% Bonds YTD Return -5.83% 1-Year Total Return -0.99% 3-Year Annualized Return 4.60% 5-Year Annualized Return 4.24% 10-Year Annualized Return 5.89% 20-Year Annualized Return 5.76% Lowest 1-Year Return (03/2008-02/2009) -20.58% 20-Year Annualized Standard Deviation 6.73% Model Portfolio Performance 60% Stocks - 40% Bonds YTD Return -5.61% 1-Year Total Return 0.22% 3-Year Annualized Return 5.59% 5-Year Annualized Return 4.97% 10-Year Annualized Return 6.74% 20-Year Annualized Return 6.23% Lowest 1-Year Return (03/2008-02/2009) -24.93% 20-Year Annualized Standard Deviation 7.96% Model Portfolio Performance 70% Stocks - 30% Bonds YTD Return -5.39% 1-Year Total Return 1.52% 3-Year Annualized Return 6.51% 5-Year Annualized Return 5.66% 10-Year Annualized Return 7.64% 20-Year Annualized Return 6.70% Lowest 1-Year Return (03/2008-02/2009) -29.17% 20-Year Annualized Standard Deviation 9.23% Model Portfolio Performance 80% Stocks - 20% Bonds YTD Return -5.11% 1-Year Total Return 2.78% 3-Year Annualized Return 7.49% 5-Year Annualized Return 6.38% 10-Year Annualized Return 8.32% 20-Year Annualized Return 7.06% Lowest 1-Year Return (03/2008-02/2009) -33.28% 20-Year Annualized Standard Deviation 10.50% Model Portfolio Performance 100% Stocks - 0% Bonds YTD Return -4.39% 1-Year Total Return 5.69% 3-Year Annualized Return 9.37% 5-Year Annualized Return 7.71% 10-Year Annualized Return 9.84% 20-Year Annualized Return 7.81% Lowest 1-Year Return (03/2008-02/2009) -40.79% 20-Year Annualized Standard Deviation 13.03% Recommended Resources I'm looking for Market Statistics White Papers Important Documents Model Portfolios Market Statistics White Papers Important Documents Model Portfolios Market Statistics – April 2022 Market Statistics – March 2022 Market Statistics – February 2022 Market Statistics – January 2022 Market Statistics – December 2021 Market Statistics – April 2022 Published: May 2, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Market Statistics – March 2022 Published: April 4, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Market Statistics – February 2022 Published: March 7, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Market Statistics – January 2022 Published: February 1, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Market Statistics – December 2021 Published: January 7, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Market Statistics – April 2022 Learn More Market Statistics – March 2022 Learn More Market Statistics – February 2022 Learn More Market Statistics – January 2022 Learn More Market Statistics – December 2021 Learn More Finding and Funding a Good Life The Passive Vs. Active Fund Monitor (2021) Financial Planning Assumptions Financial Planning Assumptions The Passive Vs. Active Fund Monitor Finding and Funding a Good Life Published: May 9, 2022 Is a higher paying job with longer hours worth it? How should you prioritize saving for the future against enjoying life today? Should you rent […] Evidence Based Investing The Passive Vs. Active Fund Monitor (2021) Published: April 13, 2022 This report describes the competitive landscape for passively and actively managed funds from 2011 to 2020 in Canada, the United States and around the world. Contributors Personal Wealth Financial Planning Assumptions Published: March 17, 2022 In this paper we devise an evidence-based approach for setting expectations for stocks, bonds, bills, inflation, and housing for use in asset allocation and financial planning decisions. This paper marks an evolution in PWL Capital’s methodology which has been in use for more than half a decade. Contributors Personal Wealth Financial Planning Assumptions Published: October 21, 2021 In this paper we devise an evidence-based approach for setting expectations for stocks, bonds, bills, inflation, and housing for use in asset allocation and financial planning decisions. This paper marks an evolution in PWL Capital’s methodology which has been in use for more than half a decade. Contributors Evidence Based Investing The Passive Vs. Active Fund Monitor Published: April 20, 2021 This report describes the competitive landscape for passively and actively managed funds from 2011 to 2020 in Canada, the United States and around the world. Contributors Finding and Funding a Good Life Learn More The Passive Vs. Active Fund Monitor (2021) Summary This report describes the competitive landscape for passively and actively managed funds from 2011 to 2020 in Canada, the United States and around the world. Contributors Learn More Financial Planning Assumptions Summary In this paper we devise an evidence-based approach for setting expectations for stocks, bonds, bills, inflation, and housing for use in asset allocation and financial planning decisions. This paper marks an evolution in PWL Capital’s methodology which has been in use for more than half a decade. Contributors Learn More Financial Planning Assumptions Summary In this paper we devise an evidence-based approach for setting expectations for stocks, bonds, bills, inflation, and housing for use in asset allocation and financial planning decisions. This paper marks an evolution in PWL Capital’s methodology which has been in use for more than half a decade. Contributors Learn More The Passive Vs. Active Fund Monitor Summary This report describes the competitive landscape for passively and actively managed funds from 2011 to 2020 in Canada, the United States and around the world. Contributors Learn More Your 2021 Tax Return – Tax Reporting Information Your 2020 Tax Return – Tax Reporting Information The Safe-Keeping of your Assets NBIN Best Execution Public Disclosure Statement Introducing/carrying broker disclosure statement Your 2021 Tax Return – Tax Reporting Information Published: February 7, 2022 To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips. Your 2020 Tax Return – Tax Reporting Information Published: March 1, 2021 To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips. Personal Wealth The Safe-Keeping of your Assets Published: October 30, 2020 PWL Capital is structured such that all your assets are held in accounts in your name by our carrying broker, National Bank Independent Network. When you deposit money to your accounts, the cheque is made out to NBIN, never PWL. Any movements of funds or securities in or out of your accounts can only be executed with your written authorization. Personal Wealth NBIN Best Execution Public Disclosure Statement Published: September 4, 2018 The following are recent changes to the NBF Best Execution public disclosure statement, which will be noted in this section for your reference, and will be maintained for at least the next 6 months Personal Wealth Introducing/carrying broker disclosure statement Published: September 4, 2018 National Bank Independent Network (NBIN) is a division of National Bank Financial Inc. (NBF Inc.), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF Inc. Your 2021 Tax Return – Tax Reporting Information Summary To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips. Learn More Your 2020 Tax Return – Tax Reporting Information Summary To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips. Learn More The Safe-Keeping of your Assets Summary PWL Capital is structured such that all your assets are held in accounts in your name by our carrying broker, National Bank Independent Network. When you deposit money to your accounts, the cheque is made out to NBIN, never PWL. Any movements of funds or securities in or out of your accounts can only be executed with your written authorization. Learn More NBIN Best Execution Public Disclosure Statement Summary The following are recent changes to the NBF Best Execution public disclosure statement, which will be noted in this section for your reference, and will be maintained for at least the next 6 months Learn More Introducing/carrying broker disclosure statement Summary National Bank Independent Network (NBIN) is a division of National Bank Financial Inc. (NBF Inc.), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF Inc. Learn More Capital Team – Dimensional Global Portfolios – April 30, 2022 Capital Team – Dimensional Global Portfolios – April 30, 2022 Published: May 9, 2022 This document provides the performance data for Dimensional Global Portfolios for April 2022, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Capital Team – Dimensional Global Portfolios – April 30, 2022 Learn More
Personal Wealth Rational Reminder EP 201: The Relevance of Dividend Irrelevance PWL Capital 2022-05-19T08:03:44 May 19, 2022 Today, on the Rational Reminder Podcast, we are tackling a few interesting topics that tie into recent and forthcoming conversations with our amazing guests. In […]
Personal Wealth Rational Reminder EP 199: What Happens after Bonds Crash? (plus Reading with Aydin Mirzaee) May 5, 2022 Personal Wealth
Personal Wealth Rational Reminder EP 198: Gerard O’Reilly: Deep Dive with Dimensional’s co-CEO & CIO Apr 28, 2022 Personal Wealth
Personal Wealth Rational Reminder EP 196: Sebastien Betermier: Hedging, Sentiment, and the Cross-Section of Equity Premia Apr 14, 2022 Personal Wealth
Personal Wealth Rational Reminder EP 195: Common Misconceptions Among Beginner Investors Apr 7, 2022 Personal Wealth
Market Statistics – April 2022 Published: May 2, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […]
Market Statistics – March 2022 Published: April 4, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […]
Market Statistics – February 2022 Published: March 7, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […]
Market Statistics – January 2022 Published: February 1, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […]
Market Statistics – December 2021 Published: January 7, 2022 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […]
Finding and Funding a Good Life Published: May 9, 2022 Is a higher paying job with longer hours worth it? How should you prioritize saving for the future against enjoying life today? Should you rent […]
Evidence Based Investing The Passive Vs. Active Fund Monitor (2021) Published: April 13, 2022 This report describes the competitive landscape for passively and actively managed funds from 2011 to 2020 in Canada, the United States and around the world. Contributors
Personal Wealth Financial Planning Assumptions Published: March 17, 2022 In this paper we devise an evidence-based approach for setting expectations for stocks, bonds, bills, inflation, and housing for use in asset allocation and financial planning decisions. This paper marks an evolution in PWL Capital’s methodology which has been in use for more than half a decade. Contributors
Personal Wealth Financial Planning Assumptions Published: October 21, 2021 In this paper we devise an evidence-based approach for setting expectations for stocks, bonds, bills, inflation, and housing for use in asset allocation and financial planning decisions. This paper marks an evolution in PWL Capital’s methodology which has been in use for more than half a decade. Contributors
Evidence Based Investing The Passive Vs. Active Fund Monitor Published: April 20, 2021 This report describes the competitive landscape for passively and actively managed funds from 2011 to 2020 in Canada, the United States and around the world. Contributors
Your 2021 Tax Return – Tax Reporting Information Published: February 7, 2022 To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips.
Your 2020 Tax Return – Tax Reporting Information Published: March 1, 2021 To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips.
Personal Wealth The Safe-Keeping of your Assets Published: October 30, 2020 PWL Capital is structured such that all your assets are held in accounts in your name by our carrying broker, National Bank Independent Network. When you deposit money to your accounts, the cheque is made out to NBIN, never PWL. Any movements of funds or securities in or out of your accounts can only be executed with your written authorization.
Personal Wealth NBIN Best Execution Public Disclosure Statement Published: September 4, 2018 The following are recent changes to the NBF Best Execution public disclosure statement, which will be noted in this section for your reference, and will be maintained for at least the next 6 months
Personal Wealth Introducing/carrying broker disclosure statement Published: September 4, 2018 National Bank Independent Network (NBIN) is a division of National Bank Financial Inc. (NBF Inc.), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF Inc.
Capital Team – Dimensional Global Portfolios – April 30, 2022 Published: May 9, 2022 This document provides the performance data for Dimensional Global Portfolios for April 2022, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […]