The Rational Reminder Podcast Episode 23 – The Basic Rules of Purchasing Insurance: What, Why, When and How Much!

In my last post, I shared four “qualifying” questions you can use to determine whether a financial advisor is a good fit for your needs. As we continue with our “Best of No Dumb Questions” series, let’s review five more questions to ask a financial advisor, to help you further narrow the field.

What do diets and owning a home have in common? Well, the way we struggle with diets and exercise actually says something about whether you should rent or buy your home.

I was struck by two news items last week that said a lot about where we are as a society and where we need to go. The first was the annual consumer orgy known as Black Friday, the kick-off to the Christmas shopping season. Once again, there were scenes from the U.S. of stampeding shoppers, frenzied merchandise grabbing and even fist fights as people tried to get in on bargains.

This is Episode 22 of the Rational Reminder Podcast, with Cameron Passmore, Benjamin Felix and very special guest, Shopify co-founder Daniel Weinand.

I discuss what I personally do on a regular basis to make sure I’ve got my financial house in order in honour of Financial Literacy Month’s theme “Take Control of your Finances”.

Good news! November is Financial Literacy Month, when Canadians are encouraged to “invest in their financial well-being [by] taking control of their finances and reducing financial stress.”

Diligently saving for retirement is by far the most sensible thing you can do to achieve a comfortable retirement. After all, if you haven’t saved enough to begin with, how you invest it will only take you so far. That said, it’s also worth considering what taxes and optimal investing can do to the savings you do accumulate.

Episode 21 of Rational Reminder is focused on the question of investing in real estate. It is still a common conundrum for investors and even those who may not consider themselves active investors, whether to buy or to rent a property.

She lost 60lbs, travelled to four continents, reconnected with family and friends, embarked on meaningful volunteering, and learned new activities in her next3rd, all from a remote northern community. What are her secrets to living a retirement life with zest? Read on…

What the Ontario government is trying to do to the investment industry is shameful. We like to think regulations are there to protect us, but the current Ontario government and the Canadian Securities Administrator are doing anything but that. The last few months have been incredibly frustrating to watch as regulatory proposals come out that are clearly not in investor’s best interests.