Should I defer my CPP or QPP?

There’s no doubt about it—a Registered Education Savings Plan is a great deal for parents. It provides you with a tax-sheltered way to save for your children’s post-secondary education and grow those savings even faster thanks to government grants.

Cognitive decline is a topic most people would rather not think about, and that’s the danger when it comes to preparing for this risk.

In this episode of Capital Topics, James Parkyn, François Doyon La Rochelle and Raymond Kerzérho discuss the following portfolio management and financial planning subjects:

Hedge funds represent a fascinating field of interest for two reasons. First, they involve the most sophisticated strategies and instruments, such as short selling, derivative products and leverage. Hedge fund managers have unequalled freedom of action, with a goal of maximizing profits.

It’s been a hot summer in more ways than just the weather. The economy, the stock market and the pandemic have all warmed up over the last couple of months. And then there’s the climate. It’s been a season of devastating heat waves, wildfires, droughts, and floods.

In this episode of Capital Topics, James Parkyn, François Doyon La Rochelle and Raymond Kerzérho discuss the following portfolio management and financial planning subjects: The Bank of Canada pares back its bond purchasing program

The work of Bill Schultheis has had a profound effect on us here at the Rational Reminder Podcast, and eventually having him join us on the show is truly an honour! Bill is the author of the Coffeehouse Investor series and is currently the Principal and Senior Advisor at Soundmark, in Kirkland, Washington. Throughout his career Bill has dedicated himself to helping his clients make the choices that best serve them and their particular needs, and his approach has continued to grow and improve over the decades he has been in the game.

In this episode of Capital Topics, James Parkyn, François Doyon La Rochelle and Raymond Kerzérho discuss the following portfolio management and financial planning subjects: Our mid-year review of asst class returns

ETFs and mutual funds report their Management Expense Ratio (MER) semi-annually in their Management Report of Fund Performance (MRFP). The reported MER is the sum of the fund’s total management fees plus total operating expenses plus sales tax for the last year, all divided by the fund’s average assets for the period.

What a difference we see at the mid-point of 2021 compared to where we were at the beginning of the year when the country was in the grip of the second wave of COVID-19.