Expected Returns of Currency-Hedged Global Bond ETFs

Exchange traded funds continue to grow in popularity and that’s making life difficult for Canada’s mutual fund industry. ETFs outsold mutual funds in Canada last year for the first time in a decade and the trend looks set to continue.

Benjamin and Cameron are talking real estate, specifically mortgage rates and REITs. For the first time since the early 90s, fixed mortgage rates are lower than variable ones, which have always been the popular choice. However, due to the fact that Canada’s yield curve is inverted,  short term rates higher than their long-term counterparts.

PWL Capital recently published a white paper on how to estimate future stock and bond returns. Using the same methodology, what are the expected returns for the Vanguard Asset Allocation ETFs, in terms of both the expected premium above inflation, and the expected return including inflation.

Let’s talk about the S&P 500 Index, one of the oldest and most familiar stock indexes in the world. According to the S&P Dow Jones Indices website, the S&P 500 tracks 500 U.S. stocks that cover roughly 80% of available U.S. market capitalization.

As the founder and CIO of Ritholtz Wealth Management, host of the Masters in Business Podcast and regular financial blogger for more than 15 years, Barry Ritholtz is someone we have been dying to speak to on the show and who we have taken loads of inspiration from over the years.

Here’s one more set of numbers to think about: What happens to your Canada Pension Plan (CPP) benefits if your spouse predeceases you … or vice-versa? On the scale of romantic conversations, this may rank right up there with pricing out a new hot water heater. Pretty boring.

The foundation of many Canadians’ retirement is the Canada Pension Plan (CPP). The CPP is designed to replace a certain amount of your average work earnings, up to maximum limits each year. I outline what CPP is, how it works, and how much it might pay out.

A better way to convert savings into retirement income. The defined benefit pension plan, a traditional mainstay of retirement planning, is on its way to extinction.

I recently received a great question from a reader, and I promised him I would follow up with a detailed blog post. Here it is!

In investing and in life, we know we can’t always control the outcomes that occur from the decisions we make. Bad things can happen to the wisest among us. Likewise, even a fool can get lucky.