Living in Retirement

Will I Spend Less When I Retire?

So … you’re thinking about retiring. Someday, anyway. To prepare, you’ve been saving to your Registered Retirement Savings Plan (RRSP) and your Tax-Free Savings Account (TFSA). Maybe you’ve got a pension at work, and have been calculating what to expect from the government.

Personal Wealth

Is saving 10% of your income enough for retirement?

When talking about saving for retirement, most people default to the common 10 or 15 percent of income towards retirement. But are those numbers accurate and is this a reasonable approach? I outline this traditional approach, and compare it to another approach that takes into consideration a typical Canadian’s financial scenario.

DIY Investing

MSCI: On A Slow Boat to China A Shares

Like it or not, many ETF investors are about to get an extra dose of China in their portfolios this year, thanks in part to index provider MSCI. U.S. Senator Marco Rubio is certainly not a fan of their decision. He has recently written to MSCI’s CEO, looking for answers as to why the company has included China A shares in their emerging markets indexes.

Advanced Investing

Can Your Index Investments Be Too Diversified?

In many walks of life, it is possible to have too much of a good thing. What about in your portfolio? Every so often, I hear someone argue that investing in index funds can leave you over-diversified. The logic goes something like this: Instead of buying all of the companies in an index, you could buy a subset of only the “good” ones, to potentially outperform the index as a whole.

Featured Contributors

  • Raymond Kerzérho

    CFA, Director of Research
  • Benjamin Felix

    MBA, CFA, CFP, Portfolio Manager
  • Justin Bender

    CFA, CFP, B.Comm., Portfolio Manager
  • Peter Guay

    MBA, CFA, Portfolio Manager
  • Nancy Graham

    CPA, CA, CFP®, CIM, TEP, Portfolio Manager
  • Susan Daley

    CFA, CFP, Portfolio Manager
  • Anthony Layton

    MBA, CIM®, Chairman of the Board, Portfolio Manager
  • Graham Westmacott

    CFA, Portfolio Manager
  • Kristine van der Pas-Norenius

    Certified Retirement Transition Coach and happy PWL client
  • Dan Bortolotti

    CFP, CIM®, Portfolio Manager
  • Peter Forsyth

    Emeritus Professor
  • Jennifer Vachon

    CCO, Chief Compliance Officer
  • Dan Solin

    The New York Times' best-selling author of the Smartest series of books
  • Mark Sutcliffe

    Writer, Broadcaster, PWL client and advocate
  • James Parkyn

    Adm. A. CIM, FCSI, F.Pl, Portfolio Manager
  • François Doyon La Rochelle

    B.B.A., CFA, Portfolio Manager
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