Nancy Graham

CPA, CA, CFP®, CIM, TEP, Portfolio Manager

Building on her passion to help people gain financial control of their lives, Nancy joined PWL Capital’s Ottawa office in 2000. She became a Portfolio Manager in 2006. Since ‘analysis’ alone didn’t always answer client’s questions, she launched the “No Dumb Questions” video series in 2016.
Building on her passion to help people gain financial control of their lives, Nancy joined PWL Capital’s Ottawa office in 2000. She became a Portfolio Manager in 2006. Since ‘analysis’ alone didn’t always answer client’s questions, she launched the “No Dumb Questions” video series in 2016.
Personal Wealth

“How Safe Is My Money?” (Part 1)

“Are you taking good care of my investment accounts?” This can be another awkward question to ask your advisor. After all, what are the odds they’re going to say no??? Even Bernie Madoff probably said something like, “Ahhhh … don’t worry about it.”

Personal Wealth

Demystifying Dividend-Paying Stocks

It’s common to mentally account for dividend payouts as if they’re found money that leaves your principal untouched. That’s why I see many investors turning to them to create an income stream. “I’ll buy a bunch,” or so the logic goes, “and live off the ‘extra’ dividends.”

Personal Wealth

A Cautionary Tale on Your Best Interests

As a savvy consumer, you probably already know: It’s not just how much you’re paying for an item, it’s also knowing what you’re getting. In fact, an unfolding CBC News exposé of the Canadian banking system has revealed how often you may think you’re being offered solid financial advice, when you’re actually receiving a hard sales pitch.

Personal Wealth

Are Your Investment Management Costs Earning Their Keep?

How much are YOU paying for financial advice? Are you getting your money’s worth, or is your advisor charging multiple percentage points to serve up little more than a basic investment portfolio?
I’m not saying there isn’t wonderful financial advice out there, but you don’t want to be paying white tablecloth, filet mignon prices for the equivalent of a fast-food burger.

Personal Wealth

Is Your Advisor a Little Too Close for Comfort?

In my last post, You, Your Retirement, and Your Best Friend, I introduced a conflict you can bring to your own best interests if you hire a friend or family member as your financial advisor. It just doesn’t seem worth exposing either of you (or your entire family) to the problems that can arise when the dual roles clash.