Nancy Graham

CPA, CA, CFP®, CIM, TEP, Portfolio Manager

Building on her passion to help people gain financial control of their lives, Nancy joined PWL Capital’s Ottawa office in 2000. She became a Portfolio Manager in 2006. Since ‘analysis’ alone didn’t always answer client’s questions, she launched the “No Dumb Questions” video series in 2016.
Building on her passion to help people gain financial control of their lives, Nancy joined PWL Capital’s Ottawa office in 2000. She became a Portfolio Manager in 2006. Since ‘analysis’ alone didn’t always answer client’s questions, she launched the “No Dumb Questions” video series in 2016.
Personal Wealth

Good Debt, Bad Debt, and Other Friends and Foes

When it comes to sensitive subjects, managing debt ranks right up there with firing up a chainsaw or a blowtorch before you’ve read the operating instructions. Like any other power tool, debt can help or hurt you depending on how you use it. So, how do you manage desirable debt, and steer clear of the dangerous kind?

Personal Wealth

What Happens If You Can No Longer Make Your Own Money Decisions? 

In my last video, we took on a tough topic: How do you prepare financially for the death of your spouse? Today, I’m going to bring up another thorny subject: What if your spouse, parent, or another close family member starts having trouble with their memory or their ability to make rational decisions? In other words, what if they become incapacitated? 

Living in Retirement

Will I Spend Less When I Retire?

So … you’re thinking about retiring. Someday, anyway. To prepare, you’ve been saving to your Registered Retirement Savings Plan (RRSP) and your Tax-Free Savings Account (TFSA). Maybe you’ve got a pension at work, and have been calculating what to expect from the government.

Personal Wealth

What Is a Mutual Fund?

Of course, there are other kinds of structures that work in a similar fashion, by pooling your money with other people’s investments and delivering a fair share of the earnings or losses to you. But there are a few significant advantages to mutual funds in particular. Most folks aren’t aware of them, even though they can be pretty important.

Personal Wealth

How To Advocate for Your Own Best Mortgage

Do you have a mortgage on your home, or have you been thinking about getting one? Given how quickly many lenders dive straight into the weeds – interest rates, pre-approval processes, lending policies, etc. – it may feel as if something’s missing. Like, which, if any, is the best mortgage for your particular needs?