Nancy Graham

CPA, CA, CFP®, CIM, TEP, Portfolio Manager

Building on her passion to help people gain financial control of their lives, Nancy joined PWL Capital’s Ottawa office in 2000. She became a Portfolio Manager in 2006. Since ‘analysis’ alone didn’t always answer client’s questions, she launched the “No Dumb Questions” video series in 2016.
Building on her passion to help people gain financial control of their lives, Nancy joined PWL Capital’s Ottawa office in 2000. She became a Portfolio Manager in 2006. Since ‘analysis’ alone didn’t always answer client’s questions, she launched the “No Dumb Questions” video series in 2016.
Personal Wealth
Business Meeting Discussion Markets Board Room

Demystifying Dividend-Paying Stocks

It’s common to mentally account for dividend payouts as if they’re found money that leaves your principal untouched. That’s why I see many investors turning to them to create an income stream. “I’ll buy a bunch,” or so the logic goes, “and live off the ‘extra’ dividends.”

Personal Wealth
Financial Advisor Meeting Handshake Agreement

A Cautionary Tale on Your Best Interests

As a savvy consumer, you probably already know: It’s not just how much you’re paying for an item, it’s also knowing what you’re getting. In fact, an unfolding CBC News exposé of the Canadian banking system has revealed how often you may think you’re being offered solid financial advice, when you’re actually receiving a hard sales pitch.

Personal Wealth
Young Woman Cafe Photographing Cheque Banking

Are Your Investment Management Costs Earning Their Keep?

How much are YOU paying for financial advice? Are you getting your money’s worth, or is your advisor charging multiple percentage points to serve up little more than a basic investment portfolio?
I’m not saying there isn’t wonderful financial advice out there, but you don’t want to be paying white tablecloth, filet mignon prices for the equivalent of a fast-food burger.

Personal Wealth
Two Men Suits One Hand On Shoulder

Is Your Advisor a Little Too Close for Comfort?

In my last post, You, Your Retirement, and Your Best Friend, I introduced a conflict you can bring to your own best interests if you hire a friend or family member as your financial advisor. It just doesn’t seem worth exposing either of you (or your entire family) to the problems that can arise when the dual roles clash.

Personal Wealth
Three Mature Women Best friend Walking Near Sea

You, Your Retirement, and Your Best Friend

Is your financial advisor also your college buddy, relative, or similar close connection? My next two posts are for you – although you may not love what I have to say.
In past posts like this one, my PWL colleagues and I have talked about advisors who come to the table with conflicts of interest that can taint their advice.