PWL News & Events Peter Guay Layton-Guay Mid-Year Update Letter to Clients PWL Capital 2019-07-12T11:03:40 July 12, 2019 After a difficult year-end in 2018, stock markets have sprung back in the first half of 2019, fully recovering from the decline in the previous year, and then some. As always, stock markets regularly defy the pundits and refuse to follow predictions.
Personal Wealth PWL Capital Peter Guay Will Ottawa’s new annuity plan give retirees the peace of mind they need? 2019-06-28T09:00:11 June 28, 2019 With low interest rates, fewer defined benefit pension plans and longer life expectancies, more people than ever are concerned about outliving their savings in retirement.
Personal Wealth PWL Capital Peter Guay How a responsible investment fund stacks up against a regular fund 2019-05-31T10:32:00 May 31, 2019 A client recently asked me about the differences between the regular investment funds we use and Environmental, Social and Governance (ESG) funds.
Business Wealth PWL Capital Peter Guay Socially Responsible Investing: What’s New? 2019-05-3T11:57:17 May 3, 2019 We all want to leave the world better off than when we arrived. The growing interest in Responsible Investing in Canada and around the world clearly reflects that desire.
Market Research PWL Capital Free eBook: Responsible Investing: Putting Your Money Where Your Values Are 2019-04-22T16:48:26 April 22, 2019 A growing number of Canadians want to align their investments with their personal values. But the world of responsible investing can be surprisingly complex. This eBook answers your questions and helps you make decisions that are right for you.
Market Research PWL Capital Peter Guay High Yield Bonds: Are they worth the cost? 2019-04-16T10:00:07 April 16, 2019 I’ve spent the past few weeks looking deeper under the hood of the high-yield bond ETFs and the results might surprise you. They certainly surprised me! Let’s first define what a high-yield bond is.
Family Stewardship & Philanthropy PWL Capital Peter Guay Advanced Medical Directives: The treatment you want, no more, no less. 2019-04-2T10:49:11 April 2, 2019 The Régie de l’assurance maladie du Québec (the RAMQ) has created a centralized directory, where you can draft just such a document, called an Advanced Medical Directive, and make it available to doctors and caregivers in our healthcare system.
Living in Retirement PWL Capital Peter Guay When should I draw my QPP and OAS? 2019-03-19T10:00:41 March 19, 2019 The Quebec Pension Plan (or QPP) is changing in the coming years. In line with the Canada Pension Plan, the QPP is increasing the amount that employees and employers will have to contribute over the next 7 years.
Family Stewardship & Philanthropy PWL Capital Peter Guay How much Life Insurance do you really need? 2019-03-5T22:11:35 March 5, 2019 Life insurance is a painful topic. No one likes to ponder their own death and how their family will live without them. That said, if you have a spouse and kids, you need to protect them from the possibility that you might not always be there.
Personal Wealth PWL Capital Peter Guay Life Insurance: What kind should you buy? 2019-02-20T10:36:37 February 20, 2019 The insurance industry makes it very easy for us to separate ourselves from our money. If you’re not careful, you can easily find yourself with far more of the wrong type of insurance than you need. If it’s any consolation though, you will have made your insurance broker really happy.
Personal Wealth PWL Capital Peter Guay Americans in Canada: How to invest? 2019-02-5T10:19:56 February 5, 2019 Are you an American living in Canada? If you are a US citizen, you have to file a US tax return every year, regardless of where you live.
