Peter Guay

There’s no doubt about it—a Registered Education Savings Plan is a great deal for parents. It provides you with a tax-sheltered way to save for your children’s post-secondary education and grow those savings even faster thanks to government grants.

It’s been a hot summer in more ways than just the weather. The economy, the stock market and the pandemic have all warmed up over the last couple of months. And then there’s the climate. It’s been a season of devastating heat waves, wildfires, droughts, and floods.

What a difference we see at the mid-point of 2021 compared to where we were at the beginning of the year when the country was in the grip of the second wave of COVID-19.

For many families, weekends and vacations spent at the cottage are among their most enjoyable and memorable experiences together.

Globe and Mail columnist Andrew Coyne wrote a pretty tough piece recently on the lack-lustre performance and high expenses of the Canada Pension Plan Investment Board.

It’s hard to avoid the topic of Canada’s real estate market these days. From the media to conversations with friends and neighbours, it seems everyone is talking about how expensive homes have become.

Warren Buffett made his reputation as the world’s greatest investor by buying stocks and whole companies to add to his Berkshire Hathaway conglomerate, now the tenth largest company in the world by market capitalization.

We’re living through quite a transformation in attitudes toward deficit spending and the accumulation of public debt.

This presentation was recorded on March 23, 2021. Thank you for watching! Download a PDF of the slides: Layton-Guay 2021 Luncheon Presentation  

“The days are long, but the years are short.” I quoted this in my market update letter of March 2020, in the heat of the pandemic induced stock market panic. And here we are, one year later already.