Susan Daley

CFA, CFP, Portfolio Manager

Susan Daley is an Associate Portfolio Manager at PWL Capital Inc. She is passionate about simplifying complex financial ideas to help clients achieve their financial aspirations. She runs a YouTube Channel with the same mandate, called Your Money, Your Choices.
Susan Daley is an Associate Portfolio Manager at PWL Capital Inc. She is passionate about simplifying complex financial ideas to help clients achieve their financial aspirations. She runs a YouTube Channel with the same mandate, called Your Money, Your Choices.
Personal Wealth
Young Boy Giving Thumbs Up Next To Savings

RESP Grants (Canada Education Savings Grants)

The RESP is a powerful tool to save for your child’s post-secondary education. The power comes from the Canadian Education Savings Grant (CESG), which boosts your child’s education savings substantially. I outline how the CESG works and how you can maximize the grants your child receives.

Personal Wealth
Genius Baby Drawing Math Equation Wall

Everything You Need to Know About RESPs

Your child’s post-secondary education might be decades away, but planning ahead can make that expensive time in your lives much less stressful. One of the major ways to do that is through the Registered Education Savings Plan (RESP), which offers up to $7,200 in incentives for you to save for your child’s education over the long term.

Starting Out
Students Studying Together Desk Drinking Coffee

5 Ways to Pay for Post-Secondary Education

If you’re looking to fund your own or your child’s education but haven’t regularly saved for several years towards those expenses, there are a number of options for paying for expensive tuition, housing and textbook costs. In today’s post, I’ll outline the 5 ways you can pay for education costs or put away short-term savings for it.

Starting Out
Graduation Day Throwing Hat by vasily koloda on unsplash

Student Loan Debt Repayment Case

In this episode of Your Money, Your Choices, Susan uses a concrete example of a new graduate paying off student and car loans to show how small differences in your debt repayment strategy can add up over time and save you interest costs and reduce the time it takes to pay off debts.

Starting Out
Mother Daughter Counting Money Coins Piggy Bank

How to Build an Emergency Fund

Financial planners and advisors across Canada suggest you should save 3 to 6 months worth of expenses in an emergency fund. You’ve figured out how much you are aiming for, using some of the guidelines from my last video perhaps.

Starting Out
Four Friends Racing Parking Lot With Shopping Cart

Index Mutual Funds vs. ETFs

Index mutual funds and their corresponding ETF’s are very similar in terms of their holdings. So how do you which one is best? Like most things in personal finance, the decision will ultimately come down to your personal situation and preferences.