Financial Planning Assumptions – (Factor Tilt Portfolio)

This guide is intended to provide Canadian financial planners with our best estimates of future asset
class returns and volatilities to produce financial projections for their clients. Throughout this document,
it is assumed that investors hold a broadly diversified portfolio of publicly traded Canadian fixed
income securities and global equity, the latter including both developed and emerging markets. These
estimates are valid uniquely in the context of an investor who purposely avoids concentration in one
or a few securities or sectors. Our investment horizon is 30 years. A comprehensive description of our
methodology is also available. For users of the Naviplan financial planning software, key inputs are
highlighted in green. We have added an appendix to provide users of Naviplan with data presented in
a more compatible format.

We have created this report specifically to help financial advisors who are investing with the mutual
funds from Dimensional Fund Advisors Canada.