Team Bender, Bender & Bortolotti – Model Portfolio – February 2024

This document provides the performance data for the Model ETF Portfolios as of February 2024, as compiled by the team.

For illustration purposes only. Actual client portfolios may be different.  

The PWL Model Portfolios have relatively short track records. However, they often track indexes with a longer history, so whenever fund returns were not available, we used the underlying index returns and subtracted the current management expense ratio of the fund. In a number of cases, we have had to approximate the returns of the asset classes using other indexes. All returns are in Canadian dollars and the portfolios are rebalanced annually.
Past performance does not guarantee future results. The historical performance of indexes is illustrative only and is not necessarily a reflection of the future performance of any fund tracking that benchmark.
Download Team Bender, Bender & Bortolotti – Model Portfolio – February 2024
    • Model ETF Portfolio Performance
      60% bonds - 40% stocks
      YTD Return 1.22%
      1-Year Total Return 8.97%
      3-Year Annualized Return 2.24%
      5-Year Annualized Return 4.53%
      10-Year Annualized Return 4.93%
      20-Year Annualized Return 5.28%
      Worst Stock Market Drawdown (06/01/2007-02/28/2009) -14.00%
      Drawdown - Time to Recovery (from the bottom) 7 months
      20-Year Annualized Standard Deviation 5.88%
    • Security Name
      60% bonds - 40% stocks
      iShares Core Canadian Universe Bond Index ETF 60.00%
      iShares Core S&P/TSX Capped Composite Index ETF 13.33%
      Vanguard U.S. Total Market Index ETF 17.17%
      iShares Core MSCI EAFE IMI Index ETF 6.64%
      iShares Core MSCI Emerging Markets IMI Index ETF 2.86%
      Management Expense Ratio (MER) 0.12%
    • Model ETF Portfolio Performance
      50% bonds - 50% stocks
      YTD Return 1.96%
      1-Year Total Return 10.31%
      3-Year Annualized Return 3.37%
      5-Year Annualized Return 5.51%
      10-Year Annualized Return 5.70%
      20-Year Annualized Return 5.72%
      Worst Stock Market Drawdown (06/01/2007-02/28/2009) -19.31%
      Drawdown - Time to Recovery (from the bottom) 18 months
      20-Year Annualized Standard Deviation 6.65%
    • Security Name
      50% bonds - 50% stocks
      iShares Core Canadian Universe Bond Index ETF 50.00%
      iShares Core S&P/TSX Capped Composite Index ETF 16.67%
      Vanguard U.S. Total Market Index ETF 21.46%
      iShares Core MSCI EAFE IMI Index ETF 8.30%
      iShares Core MSCI Emerging Markets IMI Index ETF 3.57%
      Management Expense Ratio (MER) 0.12%
    • Model ETF Portfolio Performance
      40% bonds - 60% stocks
      YTD Return 2.70%
      1-Year Total Return 11.65%
      3-Year Annualized Return 4.50%
      5-Year Annualized Return 6.49%
      10-Year Annualized Return 6.47%
      20-Year Annualized Return 6.14%
      Worst Stock Market Drawdown (06/01/2007-02/28/2009) -24.34%
      Drawdown - Time to Recovery (from the bottom) 20 months
      20-Year Annualized Standard Deviation 7.51%
    • Security Name
      40% bonds - 60% stocks
      iShares Core Canadian Universe Bond Index ETF 40.00%
      iShares Core S&P/TSX Capped Composite Index ETF 20.00%
      Vanguard U.S. Total Market Index ETF 25.76%
      iShares Core MSCI EAFE IMI Index ETF 9.95%
      iShares Core MSCI Emerging Markets IMI Index ETF 4.29%
      Management Expense Ratio (MER) 0.13%
    • Model ETF Portfolio Performance
      30% bonds - 70% stocks
      YTD Return 3.45%
      1-Year Total Return 13.00%
      3-Year Annualized Return 5.64%
      5-Year Annualized Return 7.46%
      10-Year Annualized Return 7.24%
      20-Year Annualized Return 6.56%
      Worst Stock Market Drawdown (06/01/2007-02/28/2009) -29.09%
      Drawdown - Time to Recovery (from the bottom) 22 months
      20-Year Annualized Standard Deviation 8.42%
    • Security Name
      30% bonds - 70% stocks
      iShares Core Canadian Universe Bond Index ETF 30.00%
      iShares Core S&P/TSX Capped Composite Index ETF 23.33%
      Vanguard U.S. Total Market Index ETF 30.05%
      iShares Core MSCI EAFE IMI Index ETF 11.61%
      iShares Core MSCI Emerging Markets IMI Index ETF 5.00%
      Management Expense Ratio (MER) 0.13%
    • Model ETF Portfolio Performance
      20% bonds - 80% stocks
      YTD Return 4.20%
      1-Year Total Return 14.36%
      3-Year Annualized Return 6.78%
      5-Year Annualized Return 8.42%
      10-Year Annualized Return 7.99%
      20-Year Annualized Return 6.96%
      Worst Stock Market Drawdown (06/01/2007-02/28/2009) -33.58%
      Drawdown - Time to Recovery (from the bottom) 26 months
      20-Year Annualized Standard Deviation 9.37%
    • Security Name
      20% bonds - 80% stocks
      iShares Core Canadian Universe Bond Index ETF 20.00%
      iShares Core S&P/TSX Capped Composite Index ETF 26.67%
      Vanguard U.S. Total Market Index ETF 34.34%
      iShares Core MSCI EAFE IMI Index ETF 13.27%
      iShares Core MSCI Emerging Markets IMI Index ETF 5.72%
      Management Expense Ratio (MER) 0.14%
    • Model ETF Portfolio Performance
      100% stocks
      YTD Return 5.71%
      1-Year Total Return 17.10%
      3-Year Annualized Return 9.07%
      5-Year Annualized Return 10.33%
      10-Year Annualized Return 9.49%
      20-Year Annualized Return 7.73%
      Worst Stock Market Drawdown (06/01/2007-02/28/2009) -41.83%
      Drawdown - Time to Recovery (from the bottom) 48 months
      20-Year Annualized Standard Deviation 11.35%
    • Security Name
      100% stocks
      iShares Core Canadian Universe Bond Index ETF 0.00%
      iShares Core S&P/TSX Capped Composite Index ETF 33.33%
      Vanguard U.S. Total Market Index ETF 42.93%
      iShares Core MSCI EAFE IMI Index ETF 16.59%
      iShares Core MSCI Emerging Markets IMI Index ETF 7.15%
      Management Expense Ratio (MER) 0.15%