Personal Wealth Susan Daley Term vs. Permanent Life Insurance PWL Capital 2019-03-7T03:00:33 March 7, 2019 Term, Permanent, Whole Life, Universal Life, Participating, Variable, Joint. There are so many variations of life insurance that it can become extremely confusing, very quickly. To keep things simple, there are essentially two types of insurance: term insurance and permanent insurance.
Personal Wealth PWL Capital Susan Daley Life Insurance for Millennials 2019-02-21T11:47:30 February 21, 2019 Life insurance protects your human capital. While human capital is not normally included in your net worth statement, it’s still a big asset. Protecting that asset is important. If you don’t have enough assets to cover those potential expenses, life insurance is a tool to protect your loved ones and ensure their standard of living doesn’t fall significantly if you passed away.
Personal Wealth PWL Capital Susan Daley 4 Steps to Calculate Your Disability Coverage 2019-02-7T09:00:41 February 7, 2019 For millennials, long-term disability insurance might be the most important decision in their life. The average 25-year-old has $1.75 million in human capital to protect. Those that earn more than an average income of $43,700, have more human capital at risk. I outline the various sources of income you can receive if you become disabled and how to protect yourself by getting an appropriate amount of disability insurance coverage.
Personal Wealth PWL Capital Susan Daley Disability Insurance for Millennials 101 2019-01-23T10:00:36 January 23, 2019 The average millennial office worker would lose $300,000 without disability insurance. Those that earn more than the average 25- to 34-year-old would be even worse off. We protect our homes and our cars without a second thought, but very few young professionals I talk to have thought about protecting their biggest asset, their ability to earn an income. I outline how disability works and why it is important in this Your Money, Your Choices episode.
Market Research PWL Capital Peter Forsyth To Equal Weight Or Not To Equal Weight: That Is The Question 2019-01-22T08:30:41 January 22, 2019 We consider whether an equal weight index ETF outperforms a comparable market cap weighted ETF by any measures of value to investors.
Graham Westmacott MBA, CFA, Portfolio Manager Portfolio Manager, Waterloo. Graham believes wealth management should be based on facts and repeatable processes, rather than stories about the future.
Susan Daley CFA, CFP, Portfolio Manager Susan Daley is a Portfolio Manager at PWL Capital Inc. She is passionate about simplifying complex financial ideas to help clients achieve their financial aspirations. She runs a YouTube Channel with the same mandate, called Your Money, Your Choices.
Jason Primmer Investment Advisor, Portfolio Manager Assistant Jason was born in Kitchener, and has lived in the Kitchener-Waterloo region his whole life. He is currently working towards his CFP and other financial designations.
