Nancy Graham and her PWL Capital team will work hard to build and nurture a personalized relationship with you. With a sound foundation of a trusting relationship, we will bring a structured approach to your wealth management.

When it comes to building wealth; markets work, emotions don’t. Our personal emotions can interfere with good financial decisions. We provide you with logical and transparent advice to help navigate through important choices that can affect your bottom line.

Market Research

Reach the Top

How would you like to be at the top of the class with your investments? As in many other areas, standing out with your investment results requires good documentation. To do this, a good starting point is the report published by the research firm Standard and Poor’s (also known as the “SPIVA®” report or “Standard and Poor’s Index versus Active”) on the performance of actively managed mutual funds in Canada.

Personal Wealth

Standing Out Podcast: Meghan Dagenais: Restoring Confidence | BYA Special

“If we’re doing a great job, you should never know we’re there.” That’s how Meghan Dagenais describes her fascinating career as co-founder and president of Restoration Co. Providing specialized subcontracting services to home improvement contractors across Canada, Meghan and her team do their important work behind the scenes. But that didn’t stop the Women’s Business Network of Ottawa from noticing Meghan’s energy, determination, and team-building skills, and naming her a finalist in its 2020 Business Woman of the Year Emerging Entrepreneurs category.

Personal Wealth

Standing Out Podcast: Sabrina Fitzgerald: Compartmentalizing Success | BYA Special

As a finalist in the 2019 BYA’s in the Professional Services category, Sabrina Fitzgerald describes a scenic view to becoming the Managing Partner of the National Capital Region of PwC. Stemming from early mentorship from her father, Sabrina opens up to how she consistently discovers ways to be creative inside PwC, including adventure & internal teaching opportunities in Canada.

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  • We chose Nancy Graham and PWL because of their 100% transparent management of our investments, and their calm, rational approach to investment strategies. Unlike most other investment advisors, PWL chooses investment vehicles without hidden commission and transaction fees, and thus do not suggest transactions that benefit the advisor more than the investor. Our investments, as selected on Nancy’s advice and expertise, have lower costs than commission-based products, leaving more return for us.

    Kristine van der Pas-Norenius, Entrepreneur and Strategy Consultant
  • I have found the level of service working with Nancy to be personal, respectful and comprehensive. She meets with me personally twice a year to review the performance of my portfolio; we regularly review my tolerance for risk. She responds directly to my requests for advice. I have found Cheryl, Nancy’s assistant, to be very efficient and helpful in all my dealings with her. After several years of working with Nancy, I ended my dealings with a second advisor and now work exclusively with Nancy.

    Craig Parks
  • I take great comfort in the rational, professional and personal services provided by Nancy Graham and PWL Capital. This firm is not about speculation or hot tips. They take the time to explain how their portfolios are built, the research that supports their approach and most importantly they take the time to understand you and your family. As a professional accountant, I respect the integrity of their process and the logic of their philosophy. If you are looking for investment advice I suggest that spending an hour with Nancy, a portfolio manager at PWL, would be a good investment of your time.

    Charles Armstrong
  • I have been a client of Nancy Graham’s since 2008. I came to her just prior to my divorce without a clue about how to deal with the financial aspects of this life change. Nancy guided me gently into the world of investments, taxes, and real estate while helping me get a handle on my spending habits. Planning for the future and retirement were a first priority. Also, Nancy has made some very wise investments and my portfolio is healthy even in these tough times. I’m pretty sure I would not be able to live without her now.

    Judi Tedlie
  • Excellent approach to hands off investing…have not looked at financial news in over 2 years … index investments are doing well and the PWL team takes care of the details.

    Kevin Thibert, Client Executive, CISCO
  • We started using Nancy as our sole investment advisor almost 3 years ago. In that time, we have never had a cause for regret. We are very happy with PWL’s investment strategy and we know we can largely “ignore” our investments, trusting that our portfolio is being well managed. Nancy takes the time to understand her clients and tailors communication to their needs. She is very flexible in meeting as frequently or infrequently as we prefer and we always find our meetings with her informative and worthwhile.

    David Nikkel, Software Development Manager & Kathy Nikkel, Teacher
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    CPA, CA, CIM®, CFP, TEP, Portfolio Manager
    Building on her passion to help people gain financial control of their lives, Nancy joined PWL Capital’s Ottawa office in 2000. She became a Portfolio Manager in 2006.
    CIM®, Portfolio Manager, Client Service Specialist
    Since joining PWL Capital in 1999, Cheryl Gillies has built on her innate, high-touch client service skills to become an experienced portfolio manager, achieving the Chartered Investment Manager (CIM®) designation in the process. If Nancy Graham is the head of our team, Cheryl is its heart.
    CIM®, CFP, Associate Portfolio Manager
    Since 2016, Brady Plunkett has been key to Team Graham’s financial planning, marketing and business development, and assisting with client care – in short, a bit of everything on any given day. Brady is an IIROC-licensed investment advisor.
    CFA, Director of Research
    Raymond contributes to PWL with his thirty years of experience in investment strategy and fixed income portfolio management.
    Operations Administrator
    We added Davis to Team Graham in the thick of the 2020 COVID-19 pandemic, to ensure we could continue providing high-touch client care in uncertain times. With his finance degree from Carleton University, Davis was able to quickly lean into assisting us with client meeting logistics, account management, client communications, IIROC regulatory compliance, and general operations. He also brings his upbeat attitude to the office, whether in person or online.
    PWL Headshot: Crystal Mask
    Office Manager
    Crystal Mask joined us in 2016 as Front Office Leader, Office Manager and events manager for the Ottawa Office. Our de facto “mother,” she keeps an ever-alert and caring eye on our office, ourselves and our guests.

    Model Portfolio

    • Conservative
      1-Year Return 4.45%
      3-Year Annualized Return 3.81%
      5-Year Annualized Return 4.01%
      10-Year Annualized Return 4.50%
      20-Year Annualized Return 4.82%
      Lowest 1-Year Return (03/2008-02/2009) -9.06%
      20-Year Annualized Standard Deviation 3.72%
    • Cautious
      1-Year Return 4.77%
      3-Year Annualized Return 4.19%
      5-Year Annualized Return 4.67%
      10-Year Annualized Return 5.17%
      20-Year Annualized Return 5.16%
      Lowest 1-Year Return (03/2008-02/2009) -13.33%
      20-Year Annualized Standard Deviation 4.83%
    • Balanced
      1-Year Return 5.05%
      3-Year Annualized Return 4.55%
      5-Year Annualized Return 5.32%
      10-Year Annualized Return 5.84%
      20-Year Annualized Return 5.49%
      Lowest 1-Year Return (03/2008-02/2009) -17.43%
      20-Year Annualized Standard Deviation 5.99%
    • Assertive
      1-Year Return 5.26%
      3-Year Annualized Return 4.89%
      5-Year Annualized Return 5.96%
      10-Year Annualized Return 6.50%
      20-Year Annualized Return 5.79%
      Lowest 1-Year Return (03/2008-02/2009) -21.40%
      20-Year Annualized Standard Deviation 7.18%
    • Aggressive
      1-Year Return 5.42%
      3-Year Annualized Return 5.20%
      5-Year Annualized Return 6.58%
      10-Year Annualized Return 7.15%
      20-Year Annualized Return 6.08%
      Lowest 1-Year Return (03/2008-02/2009) -25.22%
      20-Year Annualized Standard Deviation 8.38%

    Recommended Resources

    Get in touch with us

    Ottawa

    265 Carling Avenue 8th Floor
    Ottawa

    Contact Nancy Graham & Her Team


    • PWL Capital works with clients who have, or will soon have, $2,000,000 or more to invest. If you are not sure how much you should invest, feel free to get in touch and we will answer all your questions.
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