Ideas & Insights Our Advisors Our Teams Resources White Papers eBook Market Statistics Model Portfolios Important Documents Recommended Readings Calculators What We Do Who We Are Our Story Our Board Members Management Team Governance & Internal Controls Compliance Safe-Keeping your Assets World Class Partners Research Department Perspective Newsletter Careers Contact Us Evidence Based Investing Team Layton-Guay Model Portfolios – June 30, 2020 Download this Document Conservative Cautious Balanced Assertive Aggressive Model Portfolios Performance Conservative YTD Return 0.25% 1-Year Total Return 2.99% 3-Year Annualized Return 4.05% 5-Year Annualized Return 4.25% 10-Year Annualized Return 6.35% 20-Year Annualized Return 5.76% Lowest 1-Year Return (03/2008-02/2009) -13.14% 20-Year Annualized Standard Deviation 5.10% Fund Holdings Conservative DFA Global Targeted Credit Fixed Income 16.30% BMO Aggregate Bond 48.80% DFA Global REIT 5.00% DFA Canadian Core Equity 3.00% iShares S&P/TSX Capped Composite ETF 3.00% DFA U.S. Vector Equity 6.00% iShares Core S&P US Total Market ETF 6.00% DFA International Vector Equity 6.00% iShares Core MSCI EAFE IMI ETF 4.20% BMO MSCI Emerging Markets ETF 1.80% Weighted Average Management Expense Ratio 0.20% Model Portfolios Performance Cautious YTD Return -1.19% 1-Year Total Return 2.26% 3-Year Annualized Return 3.95% 5-Year Annualized Return 4.45% 10-Year Annualized Return 6.92% 20-Year Annualized Return 5.81% Lowest 1-Year Return (03/2008-02/2009) -17.07% 20-Year Annualized Standard Deviation 6.07% Fund Holdings Cautious DFA Global Targeted Credit Fixed Income 13.80% BMO Aggregate Bond 41.30% DFA Global REIT 5.00% DFA Canadian Core Equity 4.00% iShares S&P/TSX Capped Composite ETF 4.00% DFA U.S. Vector Equity 8.00% iShares Core S&P US Total Market ETF 8.00% DFA International Vector Equity 8.00% iShares Core MSCI EAFE IMI ETF 5.60% BMO MSCI Emerging Markets ETF 2.40% Weighted Average Management Expense Ratio 0.21% Model Portfolios Performance Balanced YTD Return -2.63% 1-Year Total Return 1.41% 3-Year Annualized Return 3.83% 5-Year Annualized Return 4.63% 10-Year Annualized Return 7.48% 20-Year Annualized Return 5.84% Lowest 1-Year Return (03/2008-02/2009) -20.95% 20-Year Annualized Standard Deviation 7.14% Fund Holdings Balanced DFA Global Targeted Credit Fixed Income 11.30% BMO Aggregate Bond 33.80% DFA Global REIT 5.00% DFA Canadian Core Equity 5.00% iShares S&P/TSX Capped Composite ETF 5.00% DFA U.S. Vector Equity 10.00% iShares Core S&P US Total Market ETF 10.00% DFA International Vector Equity 10.00% iShares Core MSCI EAFE IMI ETF 7.00% BMO MSCI Emerging Markets ETF 3.00% Weighted Average Management Expense Ratio 0.23% Model Portfolios Performance Assertive YTD Return -4.07% 1-Year Total Return 0.54% 3-Year Annualized Return 3.70% 5-Year Annualized Return 4.81% 10-Year Annualized Return 8.02% 20-Year Annualized Return 5.84% Lowest 1-Year Return (03/2008-02/2009) -24.80% 20-Year Annualized Standard Deviation 8.27% Fund Holdings Assertive DFA Global Targeted Credit Fixed Income 8.80% BMO Aggregate Bond 26.30% DFA Global REIT 5.00% DFA Canadian Core Equity 6.00% iShares S&P/TSX Capped Composite ETF 6.00% DFA U.S. Vector Equity 12.00% iShares Core S&P US Total Market ETF 12.00% DFA International Vector Equity 12.00% iShares Core MSCI EAFE IMI ETF 8.40% BMO MSCI Emerging Markets ETF 3.60% Weighted Average Management Expense Ratio 0.24% Model Portfolios Performance Aggressive YTD Return -5.50% 1-Year Total Return -0.35% 3-Year Annualized Return 3.55% 5-Year Annualized Return 4.97% 10-Year Annualized Return 8.55% 20-Year Annualized Return 5.81% Lowest 1-Year Return (03/2008-02/2009) -28.60% 20-Year Annualized Standard Deviation 9.45% Fund Holdings Aggressive DFA Global Targeted Credit Fixed Income 6.30% BMO Aggregate Bond 18.80% DFA Global REIT 5.00% DFA Canadian Core Equity 7.00% iShares S&P/TSX Capped Composite ETF 7.00% DFA U.S. Vector Equity 14.00% iShares Core S&P US Total Market ETF 14.00% DFA International Vector Equity 14.00% iShares Core MSCI EAFE IMI ETF 9.80% BMO MSCI Emerging Markets ETF 4.20% Weighted Average Management Expense Ratio 0.26% Published: 2020-07-16 This document provides the performance data for Model Portfolios for June 2020, as compiled by Layton-Guay Team. For illustration purposes only. Actual client portfolios may be different. Sources: Dimensional Returns Web This table is published by PWL Capital Inc. for your information only. Information on which this table is based is available on request. Particular investments or trading strategies should be evaluated relative to each individual’s objectives in consultation with the Investment Advisor. Opinions of PWL Capital constitute its judgment as of the date on this document, and are subject to change without notice. They are provided in good faith but without responsibility for any errors or omissions contained herein. This table is furnished on the basis and understanding that neither PWL Capital Inc. nor its employees, agents or information suppliers is to be under any responsibility of liability whatsoever in respect thereof. Past performance does not guarantee future results. The historical performance of indexes is illustrative only and is not necessarily a reflection of the future performance of any fund tracking that benchmark. Download this Document Contributors Peter Guay ,MBA, CFA, Portfolio Manager Peter joined PWL Capital in 2004 to learn the business from the ground up. 16 years, many designations and an MBA later, Peter is now a Partner, Portfolio Manager and Financial Planner in the Layton-Guay Team. Layton-Guay Team IIROC AdvisorReport Ideas & Insights Our Advisors Our Teams Resources All Resources White Papers eBook Market Statistics Important Documents Model Portfolios Recommended Readings Calculators Checklists What We Do Who We Are Our Story Our Board Members Management Team Governance & Internal Controls Compliance World Class Partners Research Department Contact Us Client Login PWL Wealth Centrenew My Portfolio + FR
Peter Guay ,MBA, CFA, Portfolio Manager Peter joined PWL Capital in 2004 to learn the business from the ground up. 16 years, many designations and an MBA later, Peter is now a Partner, Portfolio Manager and Financial Planner in the Layton-Guay Team.