This paper offers analysis to compare the efficacy of an incorporated individual paying personal tax on salary and dividends in order to utilize their RRSP and TFSA as opposed to retaining earnings in their corporation for investment.
This paper explores Canada’s culture of home ownership, and offers financial analysis to support renting a place to live as a viable alternative for building long-term wealth.
Target Date Funds have become very popular with investors saving for retirement. The main feature of these funds is that investors are automatically switched from high risk to low risk assets as retirement approaches.
This report describes the competitive landscape for passively and actively managed funds over the last eleven years in Canada and the United States.
Do target date funds that put your portfolio on a glide path offer any advantage over a constant equity portfolio?
This report describes the competitive landscape for passively and actively managed funds over the last ten years in Canada and the United States.
Canadian investors get an enormous benefit from diversifying their portfolios with US and international stocks.
Are bond ETFs a robust investment vehicle or are they fragile? This paper defines four potential scenarios where a flaw in the bond ETF structure would be responsible for a severe loss to investors.
We compare the return and volatility of a Canadian portfolio under a no-rebalancing scenario and ten naive rebalancing strategies, over 35 years (1980-2014) of capital market history.
Determining an appropriate asset allocation is one of the most important decisions an investor will ever make. This decision is based on the investor’s ability, willingness and need to take risk.