Ideas & Insights Our Advisors Our Teams Resources White Papers Market Statistics Model Portfolios Important Documents Recommended Readings Calculators What We Do Who We Are Our Story Our Board Members Management Team Governance & Internal Controls Compliance Safe-Keeping your Assets World Class Partners Research Department Careers Contact Us Susan Daley CFA, CFP, Investment Advisor Susan Daley is an Associate Portfolio Manager at PWL Capital Inc. She is passionate about simplifying complex financial ideas to help clients achieve their financial aspirations. She runs a YouTube Channel with the same mandate, called Your Money, Your Choices. Ideas & Insights Team Contact Menu Ideas & Insights Team Contact While working for international finance and accounting organizations that focused on serving corporations during her co-op terms at Wilfrid Laurier University, Susan discovered that her route to happiness was by making a difference in individual lives, rather than helping companies earn higher profits. Since joining PWL Capital in 2013 after graduation, Susan has been passionate about simplifying complex financial ideas to help lead her clients to financial success. Susan helps clients reach their goals through ongoing financial planning and the design and ongoing management of their portfolios. The financial planning piece allows clients to make informed decisions when current needs and desires conflict with long-term goals, while crafting a well-designed but flexible portfolio gives them the means to reach those goals. Susan’s credentials include: • Chartered Financial Analyst (CFA) Charterholder • CFP Professional • Honours BBA from Wilfrid Laurier University • Registered Investment Advisor Susan runs a YouTube series called, “Your Money, Your Choices” where she presents and simplifies the relevant options young professionals have so they can make better financial decisions: Susan was motivated to start her video series as a way to help millennials, like her sisters and friends, to navigate the often complex and information-rich world of personal finance. You can say she is self-interested, but she wants everyone to be wealthy and able to achieve their long-term goals through spending, saving, and investing intelligently and getting started on the right path while they are young. In her spare time Susan volunteers with the Kitchener Waterloo Community Foundation, bakes, decorates, and eats desserts, and plays sports to burn off all those desserts. She enjoys hiking, travelling, and is a great sleep enthusiast. Read More Hide Contact Susan Daley Personal Wealth Susan Daley Using Budgeting & Tracking Your Spending to Make Informed Decisions PWL Capital 2018-11-15T09:04:36 November 15, 2018 November is Financial Literacy Month in Canada, with this week’s theme “Make Informed Decisions”. There are many ways you can make informed decisions, but I’ll focus on making informed decisions based on your personal spending. In this post, you’ll find the different ways to budget and the real reasons for budgeting. Personal Wealth PWL Capital Susan Daley RESP Grants (Canada Education Savings Grants) 2018-10-31T10:46:15 October 31, 2018 The RESP is a powerful tool to save for your child’s post-secondary education. The power comes from the Canadian Education Savings Grant (CESG), which boosts your child’s education savings substantially. I outline how the CESG works and how you can maximize the grants your child receives. Personal Wealth PWL Capital Susan Daley Everything You Need to Know About RESPs 2018-10-17T12:44:51 October 17, 2018 Your child’s post-secondary education might be decades away, but planning ahead can make that expensive time in your lives much less stressful. One of the major ways to do that is through the Registered Education Savings Plan (RESP), which offers up to $7,200 in incentives for you to save for your child’s education over the long term. Starting Out PWL Capital Susan Daley 4 Ways to Save for your Child’s Post-Secondary Education 2018-10-3T10:14:56 October 3, 2018 My first niece was born a couple of months ago and it got me thinking about her education savings. There are a number of savings options my sister can employ for my niece in the 18 years before she starts post-secondary school. I outline the various sources, and the pros and cons of each option below. Starting Out PWL Capital Susan Daley 5 Ways to Pay for Post-Secondary Education 2018-09-19T09:59:22 September 19, 2018 If you’re looking to fund your own or your child’s education but haven’t regularly saved for several years towards those expenses, there are a number of options for paying for expensive tuition, housing and textbook costs. In today’s post, I’ll outline the 5 ways you can pay for education costs or put away short-term savings for it. Waterloo Team IIROC AdvisorReport Testimonials Firstly, I want to say I am very pleased with Graham’s financial advice. Over the 7 years we have worked together, he has taken much time to listen carefully to my need to have my retirement funds safe and to the myriad work/life changes that came along. We have been working with Graham from early 2009, and joined him at PWL Capital in May 2010 . During this time Graham has acted as our financial adviser in the early years of our retirement, and has provided us with help and advice, giving growth and security within our portfolio, in excess of our RRIF withdrawal requirements. Graham Westmacott and Susan Daley provide the best service one could ever expect. They are extremely realistic and I perceive them as being most concerned with what is best for us and our situation rather than just focused on sales. Graham, more recently joined by Susan, has been our financial advisor since 2006 and we moved to PWL with him in 2010. Graham’s ability to analyze each client’s situation, preferences and needs seems outstanding to us. Who We Are Contact the Waterloo Team Name First Last How can we help?Email* Phone*CityProvinceAlbertaBritish ColumbiaManitobaNew BrunswickNewfoundland and LabradorNorthwest TerritoriesNova ScotiaNunavutOntarioPrince-Edward IslandQuebecSaskatchewanYukonYes, I want to subscribe to the Waterloo Team newsletter! Yes, I want to subscribe to the Waterloo Team newsletter! This iframe contains the logic required to handle Ajax powered Gravity Forms. Ideas & Insights Our Advisors Our Teams Resources White Papers Market Statistics Important Documents Model Portfolios Recommended Readings Calculators Checklists What We Do Who We Are Our Story Our Board Members Management Team Governance & Internal Controls Compliance World Class Partners Research Department Contact Us Client Login FR
Personal Wealth Susan Daley Using Budgeting & Tracking Your Spending to Make Informed Decisions PWL Capital 2018-11-15T09:04:36 November 15, 2018 November is Financial Literacy Month in Canada, with this week’s theme “Make Informed Decisions”. There are many ways you can make informed decisions, but I’ll focus on making informed decisions based on your personal spending. In this post, you’ll find the different ways to budget and the real reasons for budgeting.
Personal Wealth PWL Capital Susan Daley RESP Grants (Canada Education Savings Grants) 2018-10-31T10:46:15 October 31, 2018 The RESP is a powerful tool to save for your child’s post-secondary education. The power comes from the Canadian Education Savings Grant (CESG), which boosts your child’s education savings substantially. I outline how the CESG works and how you can maximize the grants your child receives.
Personal Wealth PWL Capital Susan Daley Everything You Need to Know About RESPs 2018-10-17T12:44:51 October 17, 2018 Your child’s post-secondary education might be decades away, but planning ahead can make that expensive time in your lives much less stressful. One of the major ways to do that is through the Registered Education Savings Plan (RESP), which offers up to $7,200 in incentives for you to save for your child’s education over the long term.
Starting Out PWL Capital Susan Daley 4 Ways to Save for your Child’s Post-Secondary Education 2018-10-3T10:14:56 October 3, 2018 My first niece was born a couple of months ago and it got me thinking about her education savings. There are a number of savings options my sister can employ for my niece in the 18 years before she starts post-secondary school. I outline the various sources, and the pros and cons of each option below.
Starting Out PWL Capital Susan Daley 5 Ways to Pay for Post-Secondary Education 2018-09-19T09:59:22 September 19, 2018 If you’re looking to fund your own or your child’s education but haven’t regularly saved for several years towards those expenses, there are a number of options for paying for expensive tuition, housing and textbook costs. In today’s post, I’ll outline the 5 ways you can pay for education costs or put away short-term savings for it.