Starting Out

Intro to Retirement Planning for Millennials

For most millennials, retirement seems like it’s ages away; a future you problem. The cards might seem to be stacked against us: the number of Defined Benefit pension plans are falling, we’re living longer, student debt levels are rising, and house prices are massive compared to our incomes. I break down the basic concepts of retirement planning in this video to help you get started.

DIY Investing

GICs vs. Bond ETFs: A Case Study and Bold Adventure

Star Trek may have introduced the expression, “to boldly go where no man has gone before,” but we’re the ones who actually get to do it in today’s post. To my knowledge, nobody has ever compared the before- and after-tax returns of Guaranteed Investment Certificate (GIC) ladders versus bond ETFs. At least I’ve not found an unbiased, historical comparison anyplace online.

Personal Wealth

Should GICs Replace Bonds in a Portfolio?

Should GICs Replace Bonds in a Portfolio? To answer this question, we first need to understand the difference between a bond fund’s yield to maturity and the interest rate on a GIC. We then need to understand the relative tax efficiency of GICs compared to bond funds, and how it may impact after-tax returns.

Market Research
Stock Markets Ticker Window Street

Spotlight on high-yield bond ETFs

Given the meagre interest rates paid by investment-grade bonds and GICs, it is only normal that people are interested in investments with a higher return. That includes advisors, as high-yield bond (HYB) exchange traded funds (ETFs) offered by BMO and iShares alone hold over $2 billion in assets.That’s not chicken feed.

Personal Wealth

What Is a Mutual Fund?

Of course, there are other kinds of structures that work in a similar fashion, by pooling your money with other people’s investments and delivering a fair share of the earnings or losses to you. But there are a few significant advantages to mutual funds in particular. Most folks aren’t aware of them, even though they can be pretty important.

Advanced Investing

The Rational Reminder Podcast Episode 49: Insights into Horizons: Continuous Innovation in the Canadian ETF Market

On today’s episode, we are joined by Jamie Purvis, Executive Vice President at Horizons ETFs. Having been the company’s third ever employee, he has worked at the company for nearly 24 years and provides an in-depth inside look into how Horizons has come to have the reputation of being ahead of the curve in the Canadian ETF market.

Featured Contributors

  • Graham Westmacott

    CFA, Portfolio Manager
  • Anthony Layton

    MBA, CIM®, Chairman of the Board, Portfolio Manager
  • Benjamin Felix

    MBA, CFA, CFP, Portfolio Manager
  • Susan Daley

    CFA, CFP, Portfolio Manager
  • Justin Bender

    CFA, CFP, B.Comm., Portfolio Manager
  • Raymond Kerzérho

    CFA, Director of Research
  • Nancy Graham

    CPA, CA, CFP®, CIM, TEP, Portfolio Manager
  • Peter Guay

    MBA, CFA, Portfolio Manager
  • Dan Bortolotti

    CFP, CIM®, Portfolio Manager
  • Peter Forsyth

    Emeritus Professor
  • Kristine van der Pas-Norenius

    Certified Retirement Transition Coach and happy PWL client
  • Jennifer Vachon

    CCO, Chief Compliance Officer
  • Dan Solin

    The New York Times' best-selling author of the Smartest series of books
  • Mark Sutcliffe

    Writer, Broadcaster, PWL client and advocate
  • James Parkyn

    Adm. A. CIM, FCSI, F.Pl, Portfolio Manager
  • François Doyon La Rochelle

    B.B.A., CFA, Portfolio Manager
Arrow Left Arrow Right