At PWL Capital, we’re on a mission to change the way Canadians invest. We take the guesswork out of managing your portfolio.

No fads. No guesswork. No drama.

Who We Are

PWL Capital is a privately owned wealth management firm that manages more than $2 billion in client assets. PWL provides discretionary portfolio management services with integrated financial planning from offices in Montreal, Toronto, Ottawa and Waterloo.

What We Do

Premium Ongoing Service

Our clients benefit from semi-annual performance reporting, regular meetings, financial planning, and systematic rebalancing.

Science-based Portfolio Management

We focus on what we can control: selecting an asset mix, managing risk, minimizing fees and taxes, and encouraging discipline.

Unbiased Financial Advice

We are paid directly by our clients, so our advice is never influenced by commissions or incentives from financial products.


Optimal Lifecycle Asset Allocation: A Goal Driven Approach to Saving and Spending

By: Graham Westmacott · June 18, 2018 - 0 comments

You can now fly nonstop from London to Australia, taking 17 hours and traveling 14,500 kilometers. Imagine it is your responsibility to load the right amount of fuel on the aircraft and chart the flight path. Too much fuel means a higher weight, so fewer miles per gallon, and less capacity for passengers and cargo. Not enough fuel could be disastrous. At best, there will be complaints if the plan is forced to make an unscheduled stop. Depending on weather and other factors you might want to adjust the flight path and flight speed to arrive safely and on time. 

Read complete post

What you need to know about debt

By: Susan Daley · June 13, 2018 - 0 comments

Debt is an everyday fact of life for many. Whether it’s student loans, car loans, or mortgage debt, most of us have experienced it at some point in our life. One of the key things to reduce debt’s hold over you is to understand how it works so you can develop a plan to pay it off over time.

Read complete post

Portfolio Management and brokerage services are offered by PWL Capital Inc, which is regulated by Investment Industry Regulatory Organization of Canada (IIROC), and is a member of the Canadian Investor Protection Fund (CIPF).

Financial planning and insurance products are offered by PWL Advisors Inc., and is regulated in Ontario by Financial Services Commission of Ontario (FSCO) and in Quebec by the Autorité des marchés financiers (AMF). PWL Advisors Inc. is not a member of CIPF.