At PWL Capital, we’re on a mission to change the way Canadians invest. We take the guesswork out of managing your portfolio.

No fads. No guesswork. No drama.

Who We Are

PWL Capital is a privately owned wealth management firm that manages more than $1 billion in client assets. PWL provides discretionary portfolio management services with integrated financial planning from offices in Montreal, Toronto, Ottawa and Waterloo.

What We Do

Science-based Portfolio Management

We focus on what we can control: selecting an asset mix, managing risk, minimizing fees and taxes, and encouraging discipline.

Unbiased Financial Advice

We are paid directly by our clients, so our advice is never influenced by commissions or incentives from financial products.

Premium Ongoing Service

Our clients benefit from semi-annual performance reporting, regular meetings, financial planning, and systematic rebalancing.


TFSA or RRSP: Where Should your Down Payment Fund and Retirement Savings Go?

By: Susan Daley · May 30, 2016 - 0 comments

Many young professionals are simultaneously saving for two major goals: buying a home and starting to save for their future (a.k.a. retirement or financial independence). In my recent blog post, I outlined the various accounts that can be used for a variety of savings goals. Two tax-sheltered accounts are available to young professionals for both retirement savings and a house down payment – the Tax Free Savings Account (TFSA) and the Registered Retirement Savings Plan (RRSP). This begs the question, which one should be used for each goal to produce higher long-term wealth? In this blog, I assess how the choice of savings vehicle impacts long term wealth for both individuals and couples with varying income.

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A Stock Tip That Went Horribly Wrong

By: Dan Solin · May 25, 2016 - 0 comments

Of all the misinformation disseminated to investors, the most pernicious supports the belief that some “investment pro” or pundit has the skill to reliably pick outperforming stocks. This myth is perpetuated by endless blogs and television appearances by “gurus” touting their latest and greatest stock selections.

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Portfolio Management and brokerage services are offered by PWL Capital Inc, which is regulated by Investment Industry Regulatory Organization of Canada (IIROC), and is a member of the Canadian Investor Protection Fund (CIPF).

Financial planning and insurance products are offered by PWL Advisors Inc., and is regulated in Ontario by Financial Services Commission of Ontario (FSCO) and in Quebec by the Autorité des marchés financiers (AMF). PWL Advisors Inc. is not a member of CIPF.