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CHANGE YOUR
INCOME'S OUTCOME

At PWL Capital, we’re on a mission to change the way Canadians invest. We take the guesswork out of managing your portfolio.

No fads. No guesswork. No drama.

Who We Are

PWL Capital is a privately owned wealth management firm that manages more than $2 billion in client assets. PWL provides discretionary portfolio management services with integrated financial planning from offices in Montreal, Toronto, Ottawa and Waterloo.

What We Do

Premium Ongoing Service

Our clients benefit from semi-annual performance reporting, regular meetings, financial planning, and systematic rebalancing.

Science-based Portfolio Management

We focus on what we can control: selecting an asset mix, managing risk, minimizing fees and taxes, and encouraging discipline.

Unbiased Financial Advice

We are paid directly by our clients, so our advice is never influenced by commissions or incentives from financial products.

Blogs

How to use an RESP to save for Retirement

By: Peter Guay · July 10, 2018 - 1 comment

Saving can be complicated. Once you’ve overcome the temptation to spend, there are a few savings plans that it can be confusing to prioritize which ones to focus on. Most personal finance articles debate whether to prioritize saving in your RRSP or TFSA account first. But if you’ve got kids and you live in Quebec, I argue that you should be contributing to your RESP first!

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Actively Managed Funds in Canada Are Still Terrible

By: Ben Felix · July 6, 2018 - 0 comments

Usually, “active” is a good thing. An active lifestyle means you’re making the most of your day. Your yogurt needs active cultures to do its thing. Active listening is the best way to engage with one another. In fact, I hope you’ll give an active listen to today’s Common Sense Investing post and video. I’ve taken a fresh look at actively managed mutual fund performance. Or underperformance, to be more accurate.

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Portfolio Management and brokerage services are offered by PWL Capital Inc, which is regulated by Investment Industry Regulatory Organization of Canada (IIROC), and is a member of the Canadian Investor Protection Fund (CIPF).

Financial planning and insurance products are offered by PWL Advisors Inc., and is regulated in Ontario by Financial Services Commission of Ontario (FSCO) and in Quebec by the Autorité des marchés financiers (AMF). PWL Advisors Inc. is not a member of CIPF.