At PWL Capital, we’re on a mission to change the way Canadians invest. We take the guesswork out of managing your portfolio.

No fads. No guesswork. No drama.

Who We Are

PWL Capital is a privately owned wealth management firm that manages more than $2 billion in client assets. PWL provides discretionary portfolio management services with integrated financial planning from offices in Montreal, Toronto, Ottawa and Waterloo.

What We Do

Premium Ongoing Service

Our clients benefit from semi-annual performance reporting, regular meetings, financial planning, and systematic rebalancing.

Science-based Portfolio Management

We focus on what we can control: selecting an asset mix, managing risk, minimizing fees and taxes, and encouraging discipline.

Unbiased Financial Advice

We are paid directly by our clients, so our advice is never influenced by commissions or incentives from financial products.


What I Learned from a Year Long Shopping Ban

By: Susan Daley · April 18, 2018 - 0 comments

I knew I could be saving more. My ongoing spending wasn’t aligned with my stated values. So starting in September of 2015, I completed a year-long shopping ban. This week’s video outlines how the ban worked and the lessons I learned while not shopping for a year.

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How to Calculate Your Rate of Return at Questrade

By: Justin Bender · April 16, 2018 - 0 comments

There’s that saying: time is money. It’s usually true … except, of course, when we financial eggheads whip out our Sharpies® and start blathering on about time-weighted versus money-weighted rates of return. (Speaking of “The Big Bang Theory,” check out this Dimensional Fund Advisors article about how the show’s executive producer got wise with his own assets.)

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Portfolio Management and brokerage services are offered by PWL Capital Inc, which is regulated by Investment Industry Regulatory Organization of Canada (IIROC), and is a member of the Canadian Investor Protection Fund (CIPF).

Financial planning and insurance products are offered by PWL Advisors Inc., and is regulated in Ontario by Financial Services Commission of Ontario (FSCO) and in Quebec by the Autorité des marchés financiers (AMF). PWL Advisors Inc. is not a member of CIPF.