Graham Westmacott CFA

Portfolio Manager

Susan Daley CFA

Associate Portfolio Manager
  • T519.880.0888
  • 1.877.517.0888
  • F519.880.9997
  • The Marsland Centre
  • 20 Erb St. W,
    Suite 506
  • Waterloo, Ontario N2L 1T2

Where should my Investments Go: RRSP or TFSA?

February 14, 2017 - 0 comments

Now that we know the basics of how RRSP’s (Registered Retirement Savings Plans) and TFSA’s (Tax Free Savings Accounts) work from a tax and investment standpoint, there is an important decision to make prior to selecting any investments. Should you contribute to an RRSP or TFSA?

This decision will come down to three factors:

  1. What is the purpose of the investments?
  2. What is your own saving and spending behaviour?
  3. What are your current taxes and what are your expected future taxes?

I outline how these three factors come into play when deciding whether to use the RRSP or the TFSA to invest your money in the video below:


Have you started saving for retirement? Which accounts are you using to save and invest?

If you have any questions or comments, please leave them below.

By: Susan Daley with 0 comments.
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