PWL Capital delivers real value to its clients with a disciplined investment approach and a focus on personal service.
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PWL Capital - Waterloo
Our clients benefit from semi-annual performance reporting, regular meetings, financial planning, and systematic rebalancing.
We are paid directly by our clients, so our advice is never influenced by commissions or incentives from financial products.
We focus on what we can control: selecting an asset mix, managing risk, minimizing fees and taxes, and encouraging discipline.
Graham, more recently joined by Susan, has been our financial advisor since 2006 and we moved to PWL with him in 2010. We greatly appreciate the solid research base, honesty and integrity, advice and planning, and the excellent investment outcomes (tax and risk management, investment performance and reporting) we have enjoyed while moving into and through retirement. Graham's ability to analyze each client's situation, preferences, risks and needs seems outstanding to us. We are very happy campers.
Graham Westmacott and Susan Daley provide the best service one could ever expect. They are extremely realistic and I perceive them as being most concerned with what is best for us and our situation rather than just focused on sales. Both Graham and Susan work as a team and are very knowledgeable, easy to speak with and are always willing to provide guidance at any time.
We have been working with Graham from early 2009. During this time Graham has acted as our financial adviser in the early years of our retirement, giving growth and security within our portfolio. His dedication, knowledge and service to us as clients has been exceptional over this time, and we value his advice and guidance with our portfolio management.
We highly recommend Graham as a financial adviser.
Firstly, I want to say I am very pleased with Graham's financial advice. Over the 7 years we have worked together, he has taken much time to listen carefully to my need to have my retirement funds safe and to the myriad work/life changes that came along. Over the years, Graham has shown integrity in all dealings with me. It would be hard to match his openness, candour, general life knowledge, goodwill and attention to detail.
PWL Capital - WATERLOO
Graham Westmacott and Susan Daley’s backgrounds in analytical roles help them use data to build low-cost, tax efficient, investment portfolios combined with clear savings and withdrawal strategies tailored to their clients’ needs, so that their clients can focus on what’s important in their lives.
If you have a sense that there is a better way to invest, but aren’t sure what it is, we can help.
At PWL, we don’t know tomorrow’s news so we don’t pick stocks, time the markets, or try to pick outperforming mutual funds. Instead, we focus on factors we can control, and which Nobel prize winning economists tell us really matter: the percentage of your portfolio allocated to stocks, minimizing fees, minimizing taxes, and sticking to a disciplined plan.
PWL Capital Waterloo is on a mission to change the way Canadians invest: no fads, no guesswork, no drama.