What is the Voluntary Disclosure Program?

By Peter Guay · March 20, 2018 - 0 comments

You have probably heard about the Panama Papers, and the Paradise Papers late last year. Millions of documents revealed the offshore tax practices of vast corporations and very wealthy individuals including the Queen of England and more than 3,000 Canadian individuals, corporations and trusts. Why did I bring this up? Because you might have also heard of something called the Voluntary Disclosures Program.

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Debunking Canadian Dividends for Taxable Investors

By Ben Felix · March 19, 2018 - 4 comments

Canadian eligible dividends are tax efficient for taxable Canadian investors. This is one of the reasons that the mystical dividend investing strategy continues to have a cult-like following. As attractive as the tax rates on dividends are, dividends do still produce taxable income. A Canadian-dividend-focused strategy will have most of its return coming from dividends. 

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Not All Index Funds Are Created Equal

By Ben Felix · March 16, 2018 - 0 comments

Do you remember the tech craze of the 1990s, when it seemed as if every start-up was a sure bet? A few of them, like eBay, are still with us today. But hindsight has made it crystal clear that not every e-flash in the pan was built to last. Investors who loaded their life’s savings into the run-up learned this lesson the hard way.

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Should I Buy Cryptocurrency?

By Nancy Graham · March 15, 2018 - 0 comments

In my last “No Dumb Questions,” we took a look at what the recent cryptocurrency ruckus is all about. Now that we’ve established what the stuff is, I’ll bet your next logical question goes something like this: “Should I buy some of it?” 

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