The Case for Renting a Home – Part 2

By Ben Felix · April 13, 2018 - 0 comments

In my last video, I gave you several solid reasons why home ownership may not be all it’s cracked up to be, at least from a financial perspective. Still not convinced? Today’s video is for you. I’ll show you some actual numbers, so you can see for yourself how an “investment” in home ownership might compare to cozying up to some decent index funds instead. 

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How Can You Make the Most of Your CPP Benefits?

By Nancy Graham · April 12, 2018 - 0 comments

After you’ve been making Canada Pension Plan (CPP) contributions for years, you probably also want to make the most of it when you start drawing your benefits. So how do you do that? There is no single formula, but there are several common factors to consider when incorporating CPP benefits into the choices you make for your retirement, tax and estate planning goals. 

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The Map is Not the Territory

By Ben Felix · April 6, 2018 - 0 comments

In 1931, Alfred Korzybski, an engineer, philosopher, and mathematician, presented a paper to the American Association for the Advancement of Science. In the paper, he introduced the idea that the map is not the territory. In other words, a model of a thing is not the thing itself. While models can be useful for gaining insights that help us make good decisions, they are inherently incomplete simplifications of reality.

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How to Read a Fund Facts Document

By Susan Daley · April 4, 2018 - 0 comments

Canadians are getting ripped off! We pay some of the highest mutual fund fees in the world! But how can you tell what fees you’re paying. In my latest episode of Your Money, Your Choices, I outline how to read a mutual fund’s Fund Facts document to uncover the fees you might be paying.

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Changes to the Voluntary Disclosure Program

By Peter Guay · April 3, 2018 - 0 comments

So here’s the thing about tax planning: things change on a pretty regular basis. It’s usually right around that time when you think you’ve got a handle on your situation that new guidelines are put in place. That is what happened this past December with the Voluntary Disclosure Program but don’t worry, I’ll take you through those changes.

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