Asset Location: Tax Savings Through More Organized Living

By Justin Bender · August 22, 2017 - 0 comments

Among the most common questions I receive from blog readers is: “How do I tax-efficiently manage an ETF portfolio across various account types?” This question relates to asset location – or which asset classes should end up in which accounts. This is not to be confused with asset allocation, which is how much of your portfolio to allocate to each asset class.

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Who Are All Those Financial Regulators?

By Jennifer Vachon · August 21, 2017 - 0 comments

Financial services and our regulatory agencies. They go together like wine and cheese, cell phones and texts … an ice rink and a hockey puck. Granted, the processes and procedures governing our industry may not be quite as enticing as these other pairings, but they’re quite important in safeguarding your wealth and well-being.

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Investing in Stocks: Earning a Return on Equities

By Susan Daley · August 16, 2017 - 0 comments

As I outlined in my video Isn’t Investing Just Gambling a company can raise money to invest in internal projects or acquire other companies by issuing common shares that investors purchase. Once those shares have been distributed to the public, they can be bought and sold on the stock market every second of the trading day.

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The Retiree’s Dilemma: Live Long & Prosper

By Graham Westmacott · August 16, 2017 - 0 comments

Imagine you are landing on the surface of Mars. You have only so much fuel to slow your descent – burn it too quickly and gravity takes over and you crash. Burn it too slowly, and your speed of descent remains too high …. and you crash. With a bit of thought (and with the help of a rocket scientist) you can pre-program your lander to arrive safely. In retirement, this is equivalent to having your last cheque bounce.

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