Nancy Graham

CPA, CA, CFP®, CIM, TEP, Portfolio Manager

Building on her passion to help people gain financial control of their lives, Nancy joined PWL Capital’s Ottawa office in 2000. She became a Portfolio Manager in 2006. Since ‘analysis’ alone didn’t always answer client’s questions, she launched the “No Dumb Questions” video series in 2016.
Building on her passion to help people gain financial control of their lives, Nancy joined PWL Capital’s Ottawa office in 2000. She became a Portfolio Manager in 2006. Since ‘analysis’ alone didn’t always answer client’s questions, she launched the “No Dumb Questions” video series in 2016.
Personal Wealth

World Views Generate Nothing New for Investors

According to Dimensional Fund Advisors’ 2014 Review, two developed countries (in the MSCI Index) experienced 2014 annual returns of +22.77% and –22.04% in seesaw fashion. Can you guess which two these might be? Since there are so many to choose from, let’s narrow it down. Those highest and lowest returns came out of Israel and Norway. Now, which was which?

Personal Wealth
Holidays

Two Mindful Money Steps Toward a Happier Holiday Season

Welcome to our next installment in Nancy Graham’s “Minding Your Money Matters,” thoughtful financial advocacy vignettes that you can readily apply. In this installment, we’ll talk about what “Smartest” series author Dan Solin refers to as “the sad state of happiness,” and how “it’s not ‘all about the money, all the time.’”

Identifying an Advisor Advocate

Welcome to our next installment in Nancy Graham’s “Minding Your Money Matters,” thoughtful financial advocacy vignettes that you can readily apply. In our last post, we discussed the differences between financial vendors and financial advocates, and how we’d like to see far more of the latter in our industry. In this installment, we’ll take a closer look at what qualities to seek in a financial advocate who has your best interests at heart.

Conflicting Incentives

Welcome to our next installment in Nancy Graham’s “Minding Your Money Matters,” thoughtful financial advocacy vignettes that you can readily apply. In our last post, we discussed the personal challenges we face as rational investors trying to survive in the financial jungle. In this installment, we’ll explore some of the predators that lay in wait for us in the form of conflicting incentives.

Practical Investing

If you’re like most people, you have better things to do with your time than pore over daily market news, wondering how or if it applies to you. Instead, we recommend applying market-based strategy to guide your investment habits. By investing according to identified market efficiencies (instead of fighting against them, as most investors do), you are freed to focus on decisions you can expect to understand and control, and to ignore the market’s daily distractions.

Predictive vs. Market-Based

Welcome to our next installment in Nancy Graham’s “Minding Your Money Matters,” thoughtful financial advocacy vignettes that you can readily apply to your life. Today we’ll cover why serious investors are best served by approaching the market with a disciplined plan for managing market risks, rather than the more common “winner takes all” mindset. We call this market-based versus predictive investing.

Challenge yourself: How Global are you, Really?

How do you go about achieving your financial goals in an ever-changing world? How do stock markets work? Why own bonds? These days, it’s not enough to mind your money. You want to mind your money so it matters: to you and to your family, on your own terms and, most importantly, in your best financial interests. To help with that, we bring you Nancy Graham’s “Minding Your Money Matters,” thoughtful financial advocacy that you can readily apply to your financial life.