Contributors in this issue

 

Read more in Advisor Blog:

Staying the Course Pays Off

By: Anthony S. Layton

As investors, our emotions often work against us. Letting our hearts rule our heads can have many unfortunate economic consequences, including poor investment returns. While irrational investor behaviour has existed for many years, it is only recently that behavioural scientists have begun to study the phenomenon to better understand how we make choices, evaluate risks versus rewards, and calculate probabilities.

Portfolio Management
 

New Creditor Protection for Registered Funds

By: Nancy Graham

During times of uncertainty, it’s important to make sure that your assets are protected against unforeseen events, including personal financial problems. As of July 8, 2008, the federal government has implemented changes to the bankruptcy laws that will protect assets held within RRSPs of all types.

Financial Planning
 

Active Management: You Don’t Always Get What You Pay For

By: Kathleen Clough

Too many investors perceive mutual funds to be a low-cost investment solution. But are they really? Not when you consider the hidden costs and the ongoing management expense ratio (MER) that is paid out of the assets in the fund. Couple this with the fact that the majority of mutual funds underperform their benchmarks, and we have a situation where investors are paying high fees, but not getting high returns to match.

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The Beat Goes on at PWL

By: Brenda Bartlett

Over the past several months, you’ve probably noticed lots of changes happening at PWL. We officially changed our name to PWL Capital Inc., the name that you now see on monthly statements and portfolio performance reports. We developed a new brochure to help clients and others better understand our message. And now, we’re excited to announce some further changes unfolding.