SIMPLIFYING WEALTH FOR CANADIANS Helping you frame financial decisions through the lens of living a good life CIRO Advisor Report Meet our Client Relationship Team We offer comprehensive Wealth Management services to Canadians. The PWL Capital team can help you achieve your financial goals. Contact us for more information. Ben Wilson Advisor Services Lead, Portfolio Manager, CFP®, CIM® PWL Capital Team Jaclyn Cecereu Financial Planner, Associate Portfolio Manager, CFP®, CIM PWL Capital Team Jordan Tarasoff Financial Planner, Associate Portfolio Manager, CFA, CFP®, CIM®, CIWM, CLU PWL Capital Team Brady Plunkett Portfolio Manager CIM®, CFP® PWL Capital Team Phillip Briggs Associate Portfolio Manager, Financial Planner CFP®, CIM® PWL Capital Team Melissa Laursen Financial Planning Associate, Investment Advisor QAFP™ PWL Capital Team Jordan Carter Financial Planning Associate, Investment Advisor PWL Capital Team Mathieu Huneault Financial Planning Associate, Investment Advisor CFP, CIM® PWL Capital Team Cadence Berry Project Support Officer PWL Capital Team Kelly Thomas Financial Planning Associate, Investment Advisor PWL Capital Team Mark McGrath Financial Planner, Associate Portfolio Manager, CFP®, CIM®, CLU PWL Capital Team Louai Bibi Financial Planning Associate, CFP® PWL Capital Team Joel Barwick Financial Planning Associate, CFP® PWL Capital Team The Basics of Investing for Women This International Women’s Day, join Melissa Laursen and Kelly Thomas from PWL Capital for a free, live webinar where they will cover the basics of investing. This presentation is designed to be interactive, educational, and to help you build confidence in your financial life. Join our free The Basics of Investing for Women Webinar on International Women’s Day, March 8 at 12:00pm EST. Latest Ideas & Insights Epidose 296 – Adam Alter: The Anatomy of a Breakthrough Mar 14, 2024 Investing For Your Future Episode 295 – Home Country Bias, Seg Funds, and Todd Rogers on Writing for Busy Readers Mar 7, 2024 Investing For Your Future Episode 294 – Dan Harris: 10% Happier Feb 29, 2024 Investing For Your Future Episode 293 – Eric Balchunas: Spot Bitcoin ETFs Feb 22, 2024 Investing For Your Future Episode 292 – Rob Copeland: Ray Dalio and Bridgewater Feb 15, 2024 Personal Wealth Episode 291 – The Quant Winter, and is Canada Pension Plan a Scam? Feb 8, 2024 Personal Wealth Model Portfolio For illustration purposes only. Actual client portfolios may differ. As of February 29, 2024. 40% Stocks - 60% Bonds 50% Stocks - 50% Bonds 60% Stocks - 40% Bonds 70% Stocks - 30% Bonds 80% Stocks - 20% Bonds 100% Stocks - 0% Bonds Model Portfolio Performance 40% Stocks - 60% Bonds YTD Return 1.83% 1-Year Total Return 8.52% 3-Year Annualized Return 2.97% 5-Year Annualized Return 4.40% 10-Year Annualized Return 4.30% 20-Year Annualized Return 4.87% Worst Drawdown (05/2007-02/2009) -18.90% Drawdown - Time to Recovery (from the bottom) 11 months 20-Year Annualized Standard Deviation 5.80% Model Portfolio Performance 50% Stocks - 50% Bonds YTD Return 2.17% 1-Year Total Return 9.37% 3-Year Annualized Return 4.02% 5-Year Annualized Return 5.34% 10-Year Annualized Return 5.01% 20-Year Annualized Return 5.39% Worst Drawdown (05/2007-02/2009) -24.70% Drawdown - Time to Recovery (from the bottom) 14 months 20-Year Annualized Standard Deviation 7.03% Model Portfolio Performance 60% Stocks - 40% Bonds YTD Return 2.51% 1-Year Total Return 10.19% 3-Year Annualized Return 5.07% 5-Year Annualized Return 6.23% 10-Year Annualized Return 5.65% 20-Year Annualized Return 5.92% Worst Drawdown (05/2007-02/2009) -30.10% Drawdown - Time to Recovery (from the bottom) 20 months 20-Year Annualized Standard Deviation 8.25% Model Portfolio Performance 70% Stocks - 30% Bonds YTD Return 2.87% 1-Year Total Return 10.97% 3-Year Annualized Return 6.07% 5-Year Annualized Return 7.05% 10-Year Annualized Return 6.41% 20-Year Annualized Return 6.44% Worst Drawdown (05/2007-02/2009) -35.10% Drawdown - Time to Recovery (from the bottom) 23 months 20-Year Annualized Standard Deviation 9.49% Model Portfolio Performance 80% Stocks - 20% Bonds YTD Return 3.25% 1-Year Total Return 11.76% 3-Year Annualized Return 7.12% 5-Year Annualized Return 7.92% 10-Year Annualized Return 6.91% 20-Year Annualized Return 6.86% Worst Drawdown (05/2007-02/2009) -39.80% Drawdown - Time to Recovery (from the bottom) 24 months 20-Year Annualized Standard Deviation 10.74% Model Portfolio Performance 100% Stocks - 0% Bonds YTD Return 4.12% 1-Year Total Return 13.40% 3-Year Annualized Return 9.48% 5-Year Annualized Return 9.69% 10-Year Annualized Return 8.18% 20-Year Annualized Return 7.80% Worst Drawdown (05/2007-02/2009) -48.00% Drawdown - Time to Recovery (from the bottom) 48 months 20-Year Annualized Standard Deviation 13.21% Recommended Resources I'm looking for Market Statistics White Papers Model Portfolios Important Documents Client Guides Market Statistics White Papers Model Portfolios Important Documents Client Guides Market Statistics – February 2024 Market Statistics – January 2024 Market Statistics – December 2023 Market Statistics – November 2023 Market Statistics – October 2023 Evidence Based Investing Market Statistics – February 2024 Published: March 6, 2024 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Contributors Evidence Based Investing Market Statistics – January 2024 Published: February 7, 2024 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Contributors Evidence Based Investing Market Statistics – December 2023 Published: January 5, 2024 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Contributors Evidence Based Investing Market Statistics – November 2023 Published: December 8, 2023 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Contributors Evidence Based Investing Market Statistics – October 2023 Published: November 2, 2023 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Contributors Market Statistics – February 2024 Contributors Learn More Market Statistics – January 2024 Contributors Learn More Market Statistics – December 2023 Contributors Learn More Market Statistics – November 2023 Contributors Learn More Market Statistics – October 2023 Contributors Learn More The Passive Vs. Active Fund Monitor (2023) Financial Planning Assumptions (Factor-Tilted Portfolio) Financial Planning Assumptions (Market Capitalization Weighted Portfolio) Permanent Life Insurance Financial Planning Assumptions for Market-Cap Weighted & Factor-Tilted Portfolios (Methodology Guide) Evidence Based Investing The Passive Vs. Active Fund Monitor (2023) Published: March 18, 2024 This report describes the competitive landscape for passively and actively managed retail funds from 2014 to 2023 in Canada, the United States, and worldwide. Section […] Contributors Evidence Based Investing Financial Planning Assumptions (Factor-Tilted Portfolio) Published: January 30, 2024 This guide is intended to provide Canadian financial planners with our best estimates of future asset classreturns and volatilities to produce financial projections for their […] Contributors Evidence Based Investing Financial Planning Assumptions (Market Capitalization Weighted Portfolio) Published: January 30, 2024 This guide is intended to provide Canadian financial planners with our best estimates of future asset class returns and volatilities to produce financial projections for […] Contributors Evidence Based Investing Permanent Life Insurance Published: September 7, 2023 Insurance is a financial contract designed to transfer risk from an individual or entity (the insured) toan insurance company (the insurer). Contracts are priced based […] Contributors Evidence Based Investing Financial Planning Assumptions for Market-Cap Weighted & Factor-Tilted Portfolios (Methodology Guide) Published: August 3, 2023 This guide describes PWL Capital’s methodology for estimating the expected returns, standard deviations,and correlations of major asset classes over a 30-year planning horizon. These parameters […] Contributors The Passive Vs. Active Fund Monitor (2023) Contributors Learn More Financial Planning Assumptions (Factor-Tilted Portfolio) Contributors Learn More Financial Planning Assumptions (Market Capitalization Weighted Portfolio) Contributors Learn More Permanent Life Insurance Contributors Learn More Financial Planning Assumptions for Market-Cap Weighted & Factor-Tilted Portfolios (Methodology Guide) Contributors Learn More Capital Team – Dimensional Global Portfolios – February, 2024 Capital Team – Dimensional Global Portfolios – January, 2024 Capital Team – Dimensional Global Portfolios – December, 2023 Capital Team – Dimensional Global Portfolios – November, 2023 Capital Team – Dimensional Global Portfolios – October, 2023 Capital Team – Dimensional Global Portfolios – February, 2024 Published: March 14, 2024 This document provides the performance data for Dimensional Global Portfolios for February 29, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Contributors Capital Team – Dimensional Global Portfolios – January, 2024 Published: February 13, 2024 This document provides the performance data for Dimensional Global Portfolios for January 31, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Contributors Capital Team – Dimensional Global Portfolios – December, 2023 Published: January 12, 2024 This document provides the performance data for Dimensional Global Portfolios for December 31, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Contributors Capital Team – Dimensional Global Portfolios – November, 2023 Published: December 12, 2023 This document provides the performance data for Dimensional Global Portfolios for November 30, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Contributors Capital Team – Dimensional Global Portfolios – October, 2023 Published: November 15, 2023 This document provides the performance data for Dimensional Global Portfolios for October 31, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Contributors Capital Team – Dimensional Global Portfolios – February, 2024 Contributors Learn More Capital Team – Dimensional Global Portfolios – January, 2024 Contributors Learn More Capital Team – Dimensional Global Portfolios – December, 2023 Contributors Learn More Capital Team – Dimensional Global Portfolios – November, 2023 Contributors Learn More Capital Team – Dimensional Global Portfolios – October, 2023 Contributors Learn More HISA INFORMATION An Investor’s Guide to Making a Complaint Strip Bond Information Statement Brochures Your 2023 Tax Return – Tax Reporting Information Accounts and Services Agreement and Disclosures HISA INFORMATION Published: March 13, 2024 The release of the Bill C-86 which introduced sweeping changes to the Bank Act’s consumer protection framework, involving key amendments related to selling practices and […] Personal Wealth An Investor’s Guide to Making a Complaint Published: February 16, 2024 IIROC: Protecting Investors and Fostering Fair and Efficient Capital Markets across Canada. Strip Bond Information Statement Brochures Published: February 16, 2024 Your 2023 Tax Return – Tax Reporting Information Published: January 26, 2024 To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips. Personal Wealth Accounts and Services Agreement and Disclosures Published: January 24, 2024 Accounts and Services Agreement and Disclosures For Clients of Introducing Brokers HISA INFORMATION Learn More An Investor’s Guide to Making a Complaint Summary IIROC: Protecting Investors and Fostering Fair and Efficient Capital Markets across Canada. Learn More Strip Bond Information Statement Brochures Learn More Your 2023 Tax Return – Tax Reporting Information Summary To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips. Learn More Accounts and Services Agreement and Disclosures Summary Accounts and Services Agreement and Disclosures For Clients of Introducing Brokers Learn More HISA INFORMATION Strip Bond Information Statement Brochures HISA INFORMATION Published: March 13, 2024 The release of the Bill C-86 which introduced sweeping changes to the Bank Act’s consumer protection framework, involving key amendments related to selling practices and […] Strip Bond Information Statement Brochures Published: February 16, 2024 HISA INFORMATION Learn More Strip Bond Information Statement Brochures Learn More
Jordan Tarasoff Financial Planner, Associate Portfolio Manager, CFA, CFP®, CIM®, CIWM, CLU PWL Capital Team
Episode 295 – Home Country Bias, Seg Funds, and Todd Rogers on Writing for Busy Readers Mar 7, 2024 Investing For Your Future
Evidence Based Investing Market Statistics – February 2024 Published: March 6, 2024 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Contributors
Evidence Based Investing Market Statistics – January 2024 Published: February 7, 2024 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Contributors
Evidence Based Investing Market Statistics – December 2023 Published: January 5, 2024 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Contributors
Evidence Based Investing Market Statistics – November 2023 Published: December 8, 2023 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Contributors
Evidence Based Investing Market Statistics – October 2023 Published: November 2, 2023 All figures in CAD unless mentioned otherwise Looking for reliable data on recent market performance? Here you’ll find a PDF document of the monthly statistics […] Contributors
Evidence Based Investing The Passive Vs. Active Fund Monitor (2023) Published: March 18, 2024 This report describes the competitive landscape for passively and actively managed retail funds from 2014 to 2023 in Canada, the United States, and worldwide. Section […] Contributors
Evidence Based Investing Financial Planning Assumptions (Factor-Tilted Portfolio) Published: January 30, 2024 This guide is intended to provide Canadian financial planners with our best estimates of future asset classreturns and volatilities to produce financial projections for their […] Contributors
Evidence Based Investing Financial Planning Assumptions (Market Capitalization Weighted Portfolio) Published: January 30, 2024 This guide is intended to provide Canadian financial planners with our best estimates of future asset class returns and volatilities to produce financial projections for […] Contributors
Evidence Based Investing Permanent Life Insurance Published: September 7, 2023 Insurance is a financial contract designed to transfer risk from an individual or entity (the insured) toan insurance company (the insurer). Contracts are priced based […] Contributors
Evidence Based Investing Financial Planning Assumptions for Market-Cap Weighted & Factor-Tilted Portfolios (Methodology Guide) Published: August 3, 2023 This guide describes PWL Capital’s methodology for estimating the expected returns, standard deviations,and correlations of major asset classes over a 30-year planning horizon. These parameters […] Contributors
Capital Team – Dimensional Global Portfolios – February, 2024 Published: March 14, 2024 This document provides the performance data for Dimensional Global Portfolios for February 29, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Contributors
Capital Team – Dimensional Global Portfolios – January, 2024 Published: February 13, 2024 This document provides the performance data for Dimensional Global Portfolios for January 31, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Contributors
Capital Team – Dimensional Global Portfolios – December, 2023 Published: January 12, 2024 This document provides the performance data for Dimensional Global Portfolios for December 31, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Contributors
Capital Team – Dimensional Global Portfolios – November, 2023 Published: December 12, 2023 This document provides the performance data for Dimensional Global Portfolios for November 30, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Contributors
Capital Team – Dimensional Global Portfolios – October, 2023 Published: November 15, 2023 This document provides the performance data for Dimensional Global Portfolios for October 31, as compiled by the Capital Team. For illustration purposes only. Actual client portfolios may be […] Contributors
HISA INFORMATION Published: March 13, 2024 The release of the Bill C-86 which introduced sweeping changes to the Bank Act’s consumer protection framework, involving key amendments related to selling practices and […]
Personal Wealth An Investor’s Guide to Making a Complaint Published: February 16, 2024 IIROC: Protecting Investors and Fostering Fair and Efficient Capital Markets across Canada.
Your 2023 Tax Return – Tax Reporting Information Published: January 26, 2024 To help you complete your income tax return, the following document is an overview of the most common Canadian tax slips.
Personal Wealth Accounts and Services Agreement and Disclosures Published: January 24, 2024 Accounts and Services Agreement and Disclosures For Clients of Introducing Brokers
HISA INFORMATION Published: March 13, 2024 The release of the Bill C-86 which introduced sweeping changes to the Bank Act’s consumer protection framework, involving key amendments related to selling practices and […]